Michał Walczyk Email & Phone Number

Kraków, Woj. Małopolskie, Polska

- responsible for managing a multicurrency portfolio of syndicated, bi-lateral loans and guarantee facilities,- loan life cycle administration (renewal, repayment, increase/decrease, mid-period changes) including secondary settlements and sub-participation on US/EMEA loan market,- processing loan borrowings requests including arrangement of funding and payments on the closing date, liaise with Credit and Legal to ensure that all relevant documents and sign-offs have been satisfied prior… Show more - responsible for managing a multicurrency portfolio of syndicated, bi-lateral loans and guarantee facilities,- loan life cycle administration (renewal, repayment, increase/decrease, mid-period changes) including secondary settlements and sub-participation on US/EMEA loan market,- processing loan borrowings requests including arrangement of funding and payments on the closing date, liaise with Credit and Legal to ensure that all relevant documents and sign-offs have been satisfied prior to funding,- ensure that all daily transactions are processed in adherence to treasury currency cut-off times,- daily reconciliation of transactions and position fails, manage daily cash reconciliation, ensuring that all items are allocated appropriately and are applied promptly,- fee claiming, receipt and reporting in timely manner,- monitor receipt of funds, escalating any non payments in accordance with operating procedures,- effective monitoring of all remaining facility conditions stipulated in original loan documentation e.g. distribution of financial information,- booking and amendment of customer static data information according to the Loan Agreement,- performing EOD controls and reporting,- testing new system features prior the production releases,- manage and up-date departmental procedures,- conducting training for new joiners,- cooperation with onshore Partner on a daily basis,- assistance with ad-hoc projects as necessary Show less

- managing loan portfolio protecting the Bank's exposure to risk through the constant monitoring of credit facilities,- active sales of banking products (loans, factoring, leasing, deposits, insurance and investments) to Small and Medium Enterprises,- utilizing various sales delivery channels in order to achieve goals,- building and maintaining good relationship with the Bank's customers and intermediaries / counterparties, - credit analysis,- recommending or making credit… Show more - managing loan portfolio protecting the Bank's exposure to risk through the constant monitoring of credit facilities,- active sales of banking products (loans, factoring, leasing, deposits, insurance and investments) to Small and Medium Enterprises,- utilizing various sales delivery channels in order to achieve goals,- building and maintaining good relationship with the Bank's customers and intermediaries / counterparties, - credit analysis,- recommending or making credit decisions,- preparing loan documentation in accordance with the approved credit application,- negotiating payment arrangements with customers who have delinquent loans,- prevention of money laundering - control and monitoring of clients with a higher risk,- handling customer queries, special requests and problem resolution in timely manner,- adherence to the highest level of service standards,- maintaining an understanding of all current financial products, policies, procedures, regulations and compliance guidelines and adherence to them,- peer training. Show less

- active sales of banking products (loans, factoring, leasing, deposits, insurance and investments) to Small and Medium Enterprises,- utilizing various sales delivery channels in order to achieve goals,- building and maintaining good relationship with the Bank's customers and intermediaries / counterparties, - credit analysis,- recommending or making credit decisions,- preparing loan documentation in accordance with the approved credit application,- handling customer… Show more - active sales of banking products (loans, factoring, leasing, deposits, insurance and investments) to Small and Medium Enterprises,- utilizing various sales delivery channels in order to achieve goals,- building and maintaining good relationship with the Bank's customers and intermediaries / counterparties, - credit analysis,- recommending or making credit decisions,- preparing loan documentation in accordance with the approved credit application,- handling customer queries, special requests and problem resolution in timely manner,- adherence to the highest level of service standards,- maintaining an understanding of all current financial products, policies, procedures, regulations and compliance guidelines and adherence to them Show less

- active sales of banking products (mostly credit cards, cash loans and mortgages) to individual customers,- utilizing various sales delivery channels in order to achieve goals,- building and maintaining good relationship with the Bank's customers and intermediaries / counterparties, - handling customer queries, special requests and problem resolution in timely manner,- adherence to the highest level of service standards,- maintaining an understanding of all current… Show more - active sales of banking products (mostly credit cards, cash loans and mortgages) to individual customers,- utilizing various sales delivery channels in order to achieve goals,- building and maintaining good relationship with the Bank's customers and intermediaries / counterparties, - handling customer queries, special requests and problem resolution in timely manner,- adherence to the highest level of service standards,- maintaining an understanding of all current financial products, policies, procedures, regulations and compliance guidelines and adherence to them Show less

- active sales of banking products (mostly credit cards, cash loans and mortgages) to individual customers,- utilizing various sales delivery channels in order to achieve goals,- building and maintaining good relationship with the Bank's customers and intermediaries / counterparties, - handling customer queries, special requests and problem resolution in timely manner,- adherence to the highest level of service standards,- maintaining an understanding of all current… Show more - active sales of banking products (mostly credit cards, cash loans and mortgages) to individual customers,- utilizing various sales delivery channels in order to achieve goals,- building and maintaining good relationship with the Bank's customers and intermediaries / counterparties, - handling customer queries, special requests and problem resolution in timely manner,- adherence to the highest level of service standards,- maintaining an understanding of all current financial products, policies, procedures, regulations and compliance guidelines and adherence to them Show less

- making and receiving collection telephone calls,- collating and recording information from clients, - negotiating repayments with clients to clear off accounts,- monitoring repayments to ensure they are made within set deadlines,- reviewing debts to assess suitability for legal action,- advising clients on the chances of successful recovery, - assisting with the resolution of disputes and reasons for non-payment

- telephone customer service in the call center of the BPH Bank, - direct sale of banking products,- survey projects implementation