Executive Director, Insurance Division at Beacon Financial Group (BFG), Michelle began her career with Beacon Financial Group (BFG) in 2011. Brought into the firm as a successful insurance manager for a National company, she was hired to build and run the national voluntary benefits and union benefits division for BFG. After three years of successfully setting up many plans for state organizations including; the Fraternal Order of Police in New York, Florida and Illinois, Michelle realized it was most rewarding helping the individual client and their families. She transitioned to focus her energy on partnering with financial advisors, and working with clients to help them with all facets of protection planning as part of a comprehensive financial plan. She now runs the Insurance Division for BFG. Her intricate knowledge of the insurance field has enabled her to set up several competitive product lines for the firm’s clients to utilize. They include Long Term Care Insurances, Disability Insurance, and several lines of Life Insurance, including Whole Life, Universal and Term Life insurance. She also coordinates the Special Needs protection planning programs for all the firm’s advisors. Michelle used her experiences to design the BFG Insurance Division to help individuals accomplish the following as it relates to their overall protection planning;- Recommend most suitable Insurance plan and cost effective carrier.- Determine optimum and necessary protection plan for all family members.- Maximize savings potential via comprehensive protection planning design.- Review and analysis of existing insurances.- Develop unique and creative coverages to minimize risk and minimize exposure to life’s unexpected.Michelle holds Life, Accident and health insurance licenses.Michelle resides in Basking Ridge NJ, where she is super Mom to two amazing children. She loves to do hot yoga, coach “Girls on the Run”, sit on a quiet beach and explore the world through travel.