Michelle Fairhurst Email & Phone Number

As a Long Term Care Underwriting Consultant with Ash Brokerage, I enjoy working with advisors in making sure their clients receive the best insurance policy for the medical conditions and impairments they may have in their background. I feel like what I do is very personal to each application I work on. Each situation comes with a unique set of challenges and finding a win for a family makes me feel amazing! Ash Brokerage is committed to making an impact – in business and in lives. With a small company feel, yet big company capabilities, we maintain our focus on building relationships while simultaneously transforming the financial services industry with innovative insurance solutions. Our partners and their clients receive the personal, caring service they deserve, with the results they want and need.[The views expressed on this website are mine alone and do not necessarily reflect the views of my employer.]

Listed skills include Long Term Care Insurance, Fixed Annuities, Critical Illness, Underwriting, and 16 others.

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  Long Term Care Underwriting Consultant

  Ash Brokerage

  Sep 2009 - Present - Red Bank, New Jersey

  As a Long Term Care Underwriting Consultant at Ash Brokerage, I have the unique opportunity to be a touch point for producers and advisors. I am responsible for:- Reviews applications and financial requirements- Understands pricing components and rating methodology as well as use of the predictive modeling tools; prices risk based on financial and competitive analysis- Uses all appropriate underwriting tools, disciplines and knowledge of strategies to ensure underwriting guidelines are followed- Demonstrates technical underwriting skills through strategic, thorough account reviews and file documentation- Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory- Keeps current on state/territory issues, regulations and trendsAsh Brokerage’s team of more than 300 industry experts are committed to investigating, analyzing and comparing products and sales concepts to ensure the advisor has all the right solutions. We provide advisors with hands-on expertise as well as an unbiased and objective analysis of their clients’ insurance needs. Helping advisors choose what options best fit their client needs looking at all potential options.