Michael Mifsud

Michael Mifsud Email and Phone Number

Analytics and AI Executive | Data Science Leader | Data-Driven Innovation @ GlowPay
Michael Mifsud's Location
Greater Sydney Area, Australia
Michael Mifsud's Contact Details
About Michael Mifsud

Solving business problems with data, analytics, and AI is my life. With over 20 years of experience in the field with emphasis on financial services and consumer lending, I’ve honed my skills in transforming complex data into strategic insights that drive business growth and innovation.Throughout my career, I’ve delivered in dynamic environments where I can leverage advanced analytics, predictive modelling, natural language processing and machine learning to tackle tough challenges. I’m currently using AI, LLM, RAG, and embeddings to turn data into actionable solutions that make a real difference.What I Bring to the Table:- Strategic Vision: I’ve crafted and executed data strategies with boards and CEOs that align with business goals, ensuring data quality, integrity, and compliance. My work at Quantium and Credit Corp has driven significant operational improvements and business growth.- Leadership: I’ve built and led high-performing teams, fostering an environment of continuous learning and innovation. I believe in mentoring and empowering my team to achieve their best.- Advanced Analytics: From predictive modelling to machine learning, I leverage cutting-edge techniques to uncover insights and solve business problems. My expertise includes GLM, GBM, generative AI, vector databases and NLP.- Collaboration: I manage and coordinate cross-functional teams to develop new tools, pilot innovative approaches, and build capabilities that drive success. Collaboration and communication are key to my approach.- Innovation: I push for smart risk-taking and innovation, always looking for new ways to leverage data for business advantage. I’m committed to driving change and adopting efficient, data-driven strategies.- Continuous Learning: The tech world never stops evolving, and neither do I. I’m dedicated to continuous learning, staying ahead of trends, and adapting to new technologies and business needs.I'm also part of Australia's top AI engineers and creators, exploring new opportunities to harness the power of AI for business growth and social impact. I'm always open to connecting with like-minded professionals and sharing my passion for data science, financial wellbeing and technology.

Michael Mifsud's Current Company Details
GlowPay

Glowpay

View
Analytics and AI Executive | Data Science Leader | Data-Driven Innovation
Michael Mifsud Work Experience Details
  • Glowpay
    Co-Founder
    Glowpay Feb 2023 - Present
    Sydney, New South Wales, Australia
    In February 2023, I embarked on a new journey as Co-Founder of GlowPay, a fintech business that's revolutionising the employee benefits landscape. GlowPay provides a unique employee wellbeing benefit for employers to offer their staff, aimed at reducing financial stress.Our innovative solution allows employees to manage health and wellbeing related expenses through manageable repayment plans. This not only enhances employee wellbeing but also contributes to a positive work environment, improved employee retention and increased productivity.Key Responsibilities:◆ Co-leading the strategic direction of the company, ensuring our offerings align with market needs and trends.◆ Overseeing the development and implementation of our fintech solutions, ensuring seamless user experiences for both employers and employees.◆ Building and nurturing relationships with employers, understanding their needs, and tailoring our solutions to meet those needs.◆ Advocating for employee wellbeing and financial stress reduction, promoting our mission to prospective clients, at industry events, and in the media.This role combines my passion for data science, financial services, and making a positive impact on people's lives. I'm excited to see how GlowPay will continue to evolve and help employees manage their financial stress more effectively.
    View
  • Airtree
    Airtree Explorer
    Airtree Mar 2024 - Present
    Sydney, New South Wales, Australia
    Proud to have joined the AirTree Explorers Program to help create and nurture the next generation of startups through angel investing in Australia.
    View
  • Quantium
    Executive Analytics | Growth And Banking
    Quantium Feb 2019 - Jan 2023
    Sydney, Australia
    As an Analytics Executive, I've been at the forefront of banking and consumer services analytics for Australian and international clients. My role involves demonstrating the value of analytics through impactful ROI, and engaging with both technical and non-technical client leadership to ensure work is understood with clarity and executed in production operating environments.Key Achievements:◆ Established and led a partnership with Telstra for AI delivery, growing the team from scratch to over 25 analysts and consultants in the first 6 months to work on strategic projects.◆ Provided subject matter expertise support for global banking clients, focusing on credit risk models and improved decisions, and working with financially vulnerable customers.◆ Coordinated data science and marketing teams to design, execute, and measure results of direct and digital marketing campaigns for the launch of new products and services.◆ Explored innovative ways to use transaction and big data to enhance value for risk decisions, effective marketing, and improved customer experience.◆ Presented externally on data augmentation, marketing personalisation, and commercial data-driven insights.◆ Delivered a high ROI machine learning project to a Big 4 bank using non-traditional data sources, enabling a step change in profitability.◆ Led Quantium's 'Data Swarm' discovery work with Telstra on sustainability, leading to a new team tasked with using AI to help reduce Telstra's absolute emissions.
    View
  • Credit Corp Group
    Head Of Analytics
    Credit Corp Group Aug 2010 - Feb 2019
    Sydney, Australia
    As the Head of Analytics reporting to the CEO, I drove a range of strategic and operational initiatives to propel the debt purchase, contingent collections, and consumer credit businesses in Australia and the debt purchase business in the USA. From strategy development, through end-to-end execution, to reporting results and making recommendations, my team collaborated with all areas of the business to improve performance.Key Achievements:◆ Achieved return on equity in excess of 20% per annum, profit growth over 10% per annum, and share price growth of over 800%, with performance publicly attributed to strong analytics combined with tight integration with operations.◆ Launched a consumer lending business from scratch, creating and deploying marketing, credit scoring, and optimal workflow models and process automations.◆ Designed and executed acquisition marketing strategies for both paid digital marketing and broadcast media.◆ Grew team from 2 to 16 analysts, actuaries, and engineers working on strategic projects across the company.◆ Defined metrics and deployed dashboards to measure and visualise all aspects of the business, identifying key drivers for improvement then using OKRs to execute.
    View
  • Quantium
    Senior Consultant
    Quantium Oct 2002 - Jul 2010
    Day-one start-up employee leading customer level pricing and marketing for insurance and banking clients including the impact assessment of proposed changes on revenue and profitability, and leading ground-breaking acquisition, retention and personalisation projects for consumer services companies.
    View
  • Deloitte Australia
    Analyst
    Deloitte Australia Feb 2000 - Oct 2002
    View
  • Boeing
    Graduate Engineer
    Boeing Jan 1999 - Jan 2000
    View

Michael Mifsud Skills

Analytics Sas Strategy Business Intelligence Data Warehousing Data Mining Predictive Modeling Credit Risk Pricing Risk Based Pricing Credit Scoring Marketing Analytics Google Analytics Predictive Analytics Microsoft Sql Server Microsoft Excel Google Adwords

Michael Mifsud Education Details

Frequently Asked Questions about Michael Mifsud

What company does Michael Mifsud work for?

Michael Mifsud works for Glowpay

What is Michael Mifsud's role at the current company?

Michael Mifsud's current role is Analytics and AI Executive | Data Science Leader | Data-Driven Innovation.

What is Michael Mifsud's email address?

Michael Mifsud's email address is mi****@****ail.com

What is Michael Mifsud's direct phone number?

Michael Mifsud's direct phone number is +612934*****

What schools did Michael Mifsud attend?

Michael Mifsud attended Qut (Queensland University Of Technology), Qut (Queensland University Of Technology).

What skills is Michael Mifsud known for?

Michael Mifsud has skills like Analytics, Sas, Strategy, Business Intelligence, Data Warehousing, Data Mining, Predictive Modeling, Credit Risk, Pricing, Risk Based Pricing, Credit Scoring, Marketing Analytics.

Not the Michael Mifsud you were looking for?

View similar profiles

Free Chrome Extension

Find emails, phones & company data instantly

Find verified emails from LinkedIn profiles
Get direct phone numbers & mobile contacts
Access company data & employee information
Works directly on LinkedIn - no copy/paste needed
Get Chrome Extension - Free

Aero Online

Your AI prospecting assistant

Download 750 million emails and 100 million phone numbers

Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.