Michael Gargiulo is a Global Consumer Cards - Mobile Innovation and Information Security at Citi. He possess expertise in mobile devices, mobile technology, nfc, mobile payments, telecommunications and 45 more skills. Colleagues describe him as "I have known Michael since 2006 when we worked together on the NYC NFC Payment trial in 2006. Since then enabling NFC Payment has been the most significant aspect of our careers , and I have had a number of opportunities working with him including the latest one on Softcard which started in 2009. Michael’s experiences and expertise in NFC Payment are top-notch. Especially, he is one of the leading experts in the TSM (Trusted Service Manager) which is a critical system for provisioning… Show more" and "I have worked with Micheal on numerous projects at two companies, he is a very intelligent, hard working and dedicated employee who would be a valuable asset to any organization looking to bring telecommunications solutions and services to market. As an energetic team member with broad technical expertise, Micheal brings an experienced and realistic point of view. He continually demonstrates his desire to put the customer first and is relentless is resolving project issues, and… Show more"