Mike Denson Email and Phone Number

Conducting Field Exams for financial institutions involving accounts receivable and inventory audits and analysis. Collateral Monitoring for large lines of credit of operating companies to ensure compliance with borrowing base and financial covenants. Produce detailed “third party” reports outlining a company’s cash flow, inventory and operating cycle that supports a lender’s loan commitment.

Leading a group of 22 team members in the Global Compliance & Regulatory Management department which supports the firm's Sanctions, AML, and Anti-Corruption programs. Effectively managing the processing of high volumes within expected timeframes using knowledge of OFAC, the USA Patriot Act and the Bank Secrecy Act. Work Flow Coordinator for operations that include 86 analysts at the Wiseman, San Antonio location.

Managed $30MM portfolio of commercial loans within the Special Asset Group which included loan relationships in San Antonio, Kerrville, Dallas and Houston. Assets consisted of multi-million dollar commercial and real estate relationships. Managed foreclosed properties statewide in Texas until 2007 and supported/managed the statewide B2B Small Business Lending area in 2007.

SBA Government Lending including 504 and 7a loans from 2000-2004. Loans included construction and purchase money loans for businesses with revenues to $10MM.Professional and Executive Relationship Banking from 1997-2000 involving portfolio of high net worth individuals and their businesses.

Received formal credit training at Texas Commerce Bank before specializing in Wholesale Commercial and Real Estate Lending. Also managed the foreclosed properties for the southeast Texas Bank before working for Bank One and Bonnet Resources as agent for the FDIC. Managed a $30MM portfolio of Commercial and Real Estate workout credits. Opened the first De Novo office for Bank One in Texas while filling the commercial and consumer lending role. Managed Klein Bank in The Woodlands while… Show more Received formal credit training at Texas Commerce Bank before specializing in Wholesale Commercial and Real Estate Lending. Also managed the foreclosed properties for the southeast Texas Bank before working for Bank One and Bonnet Resources as agent for the FDIC. Managed a $30MM portfolio of Commercial and Real Estate workout credits. Opened the first De Novo office for Bank One in Texas while filling the commercial and consumer lending role. Managed Klein Bank in The Woodlands while fulfilling a similar role as Commercial and P&E Lender. Show less