• Secure the Digital Payment ecosystem by Driving adoption of EMV 3DS authentication on global level• Manage progress in authentication protocols in certain regions while owning various global projects.• Partner with key Acquirers, Merchants and Issuers to successfully implement EMV 3DS

• Ensure all products and solutions are structured and capable to deliver results to P & CI segment• Lead Optimization of Debit & Credit Portfolios

Consultant with the Fraud Strategies/Tech divisions.

Consultant with the Fraud Strategies/Tech divisions.

2014-Current Capital Resorts Group St. Petersburg FLExecutive Consultant• Create strategy & execution for a refined Sales & Marketing processes• Leading development of new Payments and Lending solutions.

Responsible for the organization’s co-branded credit card business development and relationship management as well as the oversight of the retail business (including branch network and call center). This includes driving strategic initiatives, planning, coordination, management of the retail product strategy, promotions, cross selling and other activities that will increase brand and partner value as well as the overall member experience.• Define strategy for Co-brand and Core card team including business development, contract negotiations, relationship management, operations, loyalty program set-up, project management, lending, growth objectives and analysis• Directed full scale Credit and Debit card portfolio network conversions• Sourced, negotiated and managed full development of three complex Co-branded credit card partnerships in a 6 month time frame creating a unique and innovative niche market• Closed deal for exclusive partnership opportunity with major payment network• Doubled credit card portfolio in 12 months• Owned Card P&L and budget• Developed and led execution of marketing plan for Card through all channels.• Managed sales team responsible for all products through retail channels• Developed and executed long-term organizational sales plans that are aligned with overall goals and revenue objectives of the organization• Navigated multiple business units, partners and vendors through complex intertwined projects both on time and under budget

• Left Financial Services Industry to help a family small business.• Responsible for driving daily operations of purchasing Tons of multiple Ferrous and Non-Ferrous Metals for preparation of Recycling.• Developed automated systems for Purchasing, Inventory, Reporting, and Sales.

• Manage sales variability of Consumer Card products in the banking centers across the entire Franchise Channel• Develop and implement sales strategy of Credit Cards in all Banking Centers.• Drive increased performance in Regions and Markets failing to reach their goals.• Manage relationships of senior level Banking Center Channel Executives at Divisional, Regional and Market levels for Card Services.

• Managed team responsible for all aspects of product management of several Cobrand & Affinity Credit Card Products including but not limited to: Product creation and implementation, operations, P&L product strategy, loyalty marketing, retention, portfolio management, product financials, partner relationship management, customer research, and product sponsorships• Development and execution of integrated marketing plans across all channels• Worked with customer research to identify customer’s needs and propensity to respond to and use new products. • Managed a cross functional team of technology, legal, product development, and R&D in the development and design of two new affinity cards in a 12 month span.Effectively managed the development, planning, training, and implementation of Hyperion Financial Reporting, Budgeting and Sales Applications for Business Partners.Translated business partner needs into actionable projects that delivered results on every levelDirected Six Sigma greenbelt project that created a process that was reproducible across multiple LOB's.

Development, Planning, Training, Management and Implementation of Hyperion Financial Reporting, Budgeting and Sales Applications for Fortune 500 companies throughout the United States. Led team that developed comprehensive intranet system that allowed users to input, review and report data at multiples levels. System had over 500 users ranging from lower level analysts to senior executives.

Financial AnalysisManaged implementation of new budgeting process utilizing Hyperion Pillar Developed more concise reporting package for company's financial results

Audit, review, and assist in the creation and implementation of financial control procedures and policies for the company on a global basisAssist in preparations of internal & external financial statements