Consulting and Service company to all companies involved in International Trade, Structured Trade Finance, and Economic Development.• Developed consulting business in trade finance• Developed construction services entity• Construction project management, budgeting, and cost control

CRO/CFO/Director of Financial Operations and Sales 2017 – Present Driggs Title Agency, Scottsdale, AZ• 26 offices in 2 states• 78% growth in total revenue • 32% expansion of corporate gross margin • 85% increase in revenue producers • Grew and expanded revenue cycle• 37% expansion of the company footprint of revenue producing offices in Arizona and Nevada• 6.6% growth in overhead expenses in support of 24.3% growth in personnel• 13.9% per annum decreased in overhead spending per employee o through renegotiation of contractso elimination of duplications and overageso identification of refunds, returns and discounts o initiated a new and innovative compensation model for employeeso without cutting budgets• Led sales staff of 26 business development managers• Managed Operations, Finance and Accounting for the company in both Arizona and Nevada• Initiated the purchase of two new offices through purchase contacts• Financial and cash flow coordination for Arizona and Nevada• Liaison to Hispanic market and contributed to expansion of four Spanish speaking offices• Managed integration of revenue and growth targets across multiple areas of the company (sales, production, finance, disbursing, administration, and title/recording)• Developed data analytic measures for all aspects of the company including revenue production, various support groups including disbursing, title, recording, marketing and sales

Managed all aspects of deconstruction for a 102-year-old paper mill (520,000 sq ft covering 125 acres) including:o Subcontractor negotiationso Accounting and reconciliation on 37 accountso Asset liquidation (recycling-17,500 tons, elimination-37,200 tons, disposal-7,300 tons)o Federal & State of New Hampshire EPA liaisono Managed staff of 22 on site• General Contractor for all construction projects• Economic Redevelopmento Managed the redevelopment project as a self-sustaining cash flow projecto Created a master planned business park o Created partnership with the town, the state of New Hampshire and local businesses and property ownershipo Managed staff of 17 on siteo Attracted 6 companies and created 170 jobs on former mill site. Population 1,221 (2019)o Public relations including interaction with federal, state and local officials as well as community organizations

Responsible for Accounts Receivable for International Finance Group for Managed Ride Share and Point to Point services.• Corporate Accounts Receivable and Credit Managero Oracle R11 and R12• Responsible for all aspects Electronic Data Storage, SOX, and Corporate Governance

Responsible for the development of trade finance clients in need of international financing, structured trade finance, transaction based financing, and working capital and cash flow needs.• Structured Trade Finance – Contract development and structure, credit and collections• International expertise in transactional structure and payments• Managed all aspects of contracts including negotiating, contracting, and performance• Provided credit and transaction analysis• Responsible for sales, transaction structure, payment structure, project management and cost control• Transaction management, credit development and disbursing• Development of business strategies, cash flow management, budgeting and finance• Global experience in Europe, Latin America, Asia, Russia, and the Middle East

Developed a portfolio of manufacturing and service based companies selling into the international markets worldwide. Responsible for financial analysis, transaction structure and performance, and securing and collateralizing of the debt obligation.• Developed Export Finance Program in Northern California• Responsible for staff management (4 staff), budgeting, development of customer base, portfolio management, and loss mitigation• Project management and budgeting• Areas of expertise include high tech, agriculture, manufacturing, communication, and military industries