Mike Strobl Email & Phone Number

Tampa, Florida, United States

Manage a team of 15 Credit Products Officers (Underwriters/Portfolio Managers) on the Corporate Banking team. Focus is on Specialty Lending which includes Structured Finance, HealthCare, Project Finance, Trade Finance, Technology, Non-Profits, and Non-Depository Financial Institutions. Manage workflow, review credit packages, assist in structuring new and existing credits, oversee a multi-billion dollar portfolio.

Tampa/St. Petersburg, Florida Area

--Proactively manage a portfolio of real estate, C&I, SBA and asset-based loans.--Analyze credit quality, client risk/exposure, and risk rating, and prepare financial analysis to ensure compliance with bank policies and procedures, loan documents, and regulatory guidelines.--Write comprehensive evaluations of loans and relationships and articulate findings to senior management as an integral part in the development of proposals, criticized asset reports, and other memoranda.

Tampa/St. Petersburg, Florida Area

--Directed the execution of creative and aggressive workout strategies by employing a strong knowledge of the associated legal rights and ramifications. Consulted with outside legal counsel to implement these workout strategies, including negotiation, foreclosure, short sale, and litigation.--Used detailed understanding of loan documentation, legal process, and collateral valuation methods to maximize recoveries. --At Superior, served on executive team that facilitated inspection of credit files by regulatory agencies (e.g., OTS); communicated directly with examiners; drafted official responses to various observations and findings; modified the practical application of internal loan policies to strengthen compliance with the examiners’ directives.--At Superior, led team responsible for underwriting commercial loan packages. Ensured that the underwriters provided an accurate and complete analysis, outlined credit policy exceptions, and identified relevant mitigating factors.

Tampa/St. Petersburg, Florida Area

--Analyzed financial status and potential of distressed real property assets. Developed and implemented workout strategies to maximize value of those assets.--Advised owners regarding debt structuring and property management to increase asset value. --Modeled financial returns to owners and investors. --Prepared quarterly valuations, performance and impairment analyses, and investor reports; coordinated with accounting and servicing; prepared closing memoranda. --Led team initiatives to improve risk management processes.

--Analyzed the public utility commission regulations for over 20 U.S. states to determine all fixed and variable cost components that original, incumbent local exchange carriers (e.g., BellSouth) were authorized to charge Trinsic, a newer, competitive local exchange carrier, under the Telecommunications Act of 1996.--Developed financial models (earnings, trends, etc.), budgets, and forecasts based on these cost components.--Scrutinized company-wide operations and process flows to identify opportunities for revenue enhancement and cost savings.

Mba, Finance

Jd, Law

Ba, Economics And History