Mila Simic Email & Phone Number

Participation in various projects for implementation of FPSL solution for banking• Implementation of IFRS 9 Acc. for Financial Instruments• Creating of Subledger and General ledger accounts• Testing activities - Test cases creation and results validation in subledger and GL• Team Lead for Banking Demo-Ready Use Cases Implementation• Co-Lead for Banking community of practice• Participation in presales activities for different clients (RFP, DEMO)• Participation in testing and implementation of DEMO Use cases in new module development

Serbia

• Assets and liabilities management and balance sheet optimization (Liquidity risk, IRR risk, FX risk, Pricing, Derivatives, Securities)• Liquidity risk - Implementation of BASEL III standards, daily/monthly reporting and calculations (LCR, NSFR, FINREP), development of risk appetite/limits, stress scenarios/methodology (ICAAP, ILAAP, Recovery Plan), participation in budgeting process and forecasts.• FX RISK - Daily/monthly reporting and managing of FX Position, development of FX limits and ICAAP calculations/scenarios• Interest rate risk - Working on implementation of IRRBB methodology, reporting, calculations, risk appetite/limits, methodology/scenarios for ICAAP, forecasting of NII and EVE, stress tests/VAR implementation for expected scenarios.• Pricing - Development of Transfer Pricing Methodology and price calculations for banking products (Deposit and Loan pricing)• Bonds - Working on methodology for valuation of Bonds (Fair value). Valuation of Securities. Participation in budgeting process• Harmonization of ALM methodologies during banks integration• Working closely with the Treasury department on managing liquidity (CASH, MM, SPOT, SWAP), foreign exchange(SPOT) and hedging (SWAP,FORWARD)• ALM reporting flows, test cases, change management - Close cooperation with IT on development, testing and implementation of ALM reports• Responsible for DWH implementation for Finance (ALM)

Belgrade

• Reporting process - Develop and organize regulatory and Group reporting process. Analyzing reports on liquidity, interest risk and FX risk for identification, measurement and management of risks. Creating actionable (ad-hoc) reports and analyses.• Role of the ALM compliance correspondent - Create und update policy and methodologies in line with the local regulation and Group standards for liquidity risk, Interest rate risk, FX risk, FTP. Responsible for compliance with local and group regulatory requirements. • Participation in ALCO - Preparation of ALCO materials and minutes.• Implementation of Basel 3 requirements (LCR,NSFR) - Responsible for implementation, testing and preparing detailed specification for reporting development.• ICAAP process - Participation in internal capital adequacy assessment process. Liquidity, Interest rate and FX risks calculation for ICAAP purpose.• Stress test - Creation and implementation internal acts and methodologies for stress tests. Managing and development process of stress testing for liquidity, interest rate and FX risk in a regular and ad- hoc basis. Develop different scenarios and calculation for stress test effects on Bank.• Liquidity contingency plan (LCP) - Preparation and implementation internal acts. Calculation of Liquidity risk ratios for LCP. Testing of LCP on regular basis. • Recovery plan - Coordination process of drafting the Recovery plan in line with local regulation. Defining stress test scenarios and calculations for liquidity risk. Preparing Recovery report for Management. Participation in Recovery plan for Group.

Market risk• Managing of market risks - Analysis, assessing of risk exposure and proposal of measures for risk mitigation.• Policy and methodology - Creating of internal acts for liquidity, interest rate and FX risk in line with local regulation.•Reporting process - Creating internal reports for management of liquidity and market risks. Preparing and testing detailed specification for reporting development. Cooperation with IT department in process of implementation report.• Recovery plan - Preparation of Recovery Plan in line with local regulation.• Daily reports for National Bank of Serbia - Parametrization of daily reports in line with local regulatory requirements.• ALCO Committee - Preparation of ALCO materials and minutes. Presentation ALCO report on committee. Operational risk• Creation of internal acts for operational risk.• Performing operational risk identification and assessment in business units.• Development of key risk and control indicator. Coordinating with senior management in performing operational risk review.• Tracking and monitoring operational risk issues for business units.

Belgrade

• Managing of financial, market risks and liquidity - Analysis, assessing of risk exposure and proposal of measures for risk mitigation.• Reporting process - Preparation of reports for the Group and Bank's management in area of financial, market risks and liquidity.• Stress test - Developing and conducting of stress tests scenarios on regularly and ad - hoc basis• Policy and methodology - Developing of policies and procedures in accordance with Group and local regulatory requirements.• Forecast analyses - Preparation of forecast analyses based on annual budget and prior year historical information. Ad - hoc forecast analyses.• Annual report - Participation in preparation of annual report in area of financial, market and liquidity risk. Cooperation with external audit during process of annual report preparation.• Cooperation with rating agencies and external creditors- preparation data for liquidity and market risks for rating agencies and creditors.•Counterparty risk - Preparing analyses of banks for limit approval. Making proposals for the bank's exposure limit to Management.• Capital management - Participation in Capital adequacy forecast and making proposals for capital management. Participation in preparation of ICAAP reports.• ALCO committee - Preparation and analyzing data for committee. Data presentation on ALCO. Advisory role in decision making.

Arandjelovac

• Analysis of client’s business• Participation in Credit committee• New clients acquisition• Monitoring of credit portfolio