Milind Rastogi

Milind Rastogi Email and Phone Number

Chartered Accountant | Vice President at RBL Bank | Ex-ICICI Bank @ RBL Bank
bombay, maharashtra, india
Milind Rastogi's Location
New Delhi, Delhi, India, India
Milind Rastogi's Contact Details

Milind Rastogi work email

Milind Rastogi personal email

About Milind Rastogi

Result - driven banking professional with over 16 years of experience in managing non-performing assets, credit analysis, and relationship management. Seeking a challenging role to utilize my expertise in resolving non-performing assets, implementing recovery strategies, and fostering business growth while maintaining a strong focus on risk management and compliance.Non-Performing Asset - Resolution: Designing and implementing strategies for containment and recovery, negotiating settlements, and taking legal action (SARFAESI, DRT, NCLT, Restructuring, Settlements, IBC, ARC).Stress Portfolio Management: Preparing and analyzing debt restructuring proposals, assessing viability reports, and implementing rehabilitation packages.Business Development & Relationship Management: Building long-term relationships, bridging customer-bank gaps, and achieving asset book growth and fee targets.Credit and Risk Analysis: Assessing SME/MME/CB borrowers' creditworthiness, reviewing credit appraisal notes, presenting to Credit Committees, and ensuring compliance with regulations and guidelines.

Milind Rastogi's Current Company Details
RBL Bank

Rbl Bank

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Chartered Accountant | Vice President at RBL Bank | Ex-ICICI Bank
bombay, maharashtra, india
Website:
rblbank.com
Employees:
5754
Milind Rastogi Work Experience Details
  • Rbl Bank
    Vice President
    Rbl Bank May 2018 - Present
    New Delhi Area, India
    - Manage NPA/Stressed portfolio for North & South regions.- Design and execute collection strategies to minimize slippages and maximize asset recovery.- Recover bad loans through legal actions and represent the bank in credit committees and consortium meetings.- Analyze defaulting borrowers and evaluate resolution plans for optimal recovery.- Ensure compliance with recovery policies and regulatory regulations.- Facilitate the sale of mortgaged properties and non-performing assets.
  • Icici Bank
    Chief Manager
    Icici Bank Apr 2014 - Apr 2018
    New Delhi Area, India
    Stategic Solutions Group,1. Handling and Monitoring of NPA and Stress accounts of SME North portfolio Preparing Debt Restructuring proposals for companies in financial distress, under CDR and JLF route, Scheme for Sustainable Structuring of Stressed Assets (S4A), Analysis of Techno Economic Viability reports, participating in JLF and Committee of Creditors, Implementation of the rehabilitation package in the system2. Recovery/ Resolution through Legal action for recovery of bad loans through SARFAESI Act, Debt Recovery Tribunals & Insolvency And Bankruptcy Code 2016
  • Icici Bank
    Senior Relationship Manager
    Icici Bank Apr 2012 - Mar 2014
    New Delhi Area, India
    Small & Medium Enterprises Agri Corporate Group1. Leading team of Relationship Managers for business development with existing customers. Ensuring growth of asset book and achievement of fee targets 2. Credit Assessment, Vetting and Validating of credit appraisal notes in consonance with credit policy of the bank, RBI directives, audit and compliance guidelines, Presentation to Credit Committees, documentation and disbursement of approved credit sanctions3. Constant monitoring and proactive management of portfolio for nil delinquency in Portfolio, enchasing cross sell opportunities and building bottom line
  • Icici Bank
    Regional Credit Manager
    Icici Bank Apr 2007 - Mar 2012
    Risk SMEAG1.Credit Appraisal for Working Capital Loans, Term loans, Derivatives limits. Analyzing market trends to provide critical inputs for business development initiatives and formulation of operational strategies2.Vetting of credit appraisal notes for adherence to credit policy of the bank, RBI directives, audit and compliance guidelines.3. SOX documentation, walkthrough and testing for different products of SME segment
  • Icici Bank
    Regional Sales Manager
    Icici Bank Aug 2006 - Apr 2007
    Lucknow Area, India
    Rural & Micro Banking and Agri Business Group1. Leading a team of Solution Managers, imparting training, business development and daily sales tracking. Sourcing of retail products, including Working Capital, LAP and Small Agri Loans2. Building network of Channel Partners for business development 3.Credit analysis of financials, preparing appraisal notes as per structured & parameterized retail products for relevant sanctioning authorities. Pre and Post documentation of borrowers up to the stage of limit setup
  • Ramesh C Agarwal & Co
    Partner
    Ramesh C Agarwal & Co Dec 2003 - Mar 2006
    Allahabad, Uttar Pradesh, India
    Evaluating the Internal Controls to determine the nature, timing and extent of audit procedures. Determination of Audit Technique for checking / verification, keeping in view the materiality and audit risk.Implementation of quality control policies and procedures to insure that the Audit is conducted in accordance with various Accounting and Auditing pronouncements issued by the I.C.A.I. and other statutes.Compilation of Audit findings and test checking the materiality and prudence of the same for reporting purpose.Make recommendations on improvement in Accounting system, Internal Control requirements, Flow of funds/ documents, System of Approval/ authorization.

Milind Rastogi Skills

Banking Credit Analysis Credit Finance Financial Analysis Relationship Management Credit Risk Trade Finance Business Development Management Information Systems Risk Management Insolvency And Bankruptcy

Milind Rastogi Education Details

Frequently Asked Questions about Milind Rastogi

What company does Milind Rastogi work for?

Milind Rastogi works for Rbl Bank

What is Milind Rastogi's role at the current company?

Milind Rastogi's current role is Chartered Accountant | Vice President at RBL Bank | Ex-ICICI Bank.

What is Milind Rastogi's email address?

Milind Rastogi's email address is mi****@****ank.com

What schools did Milind Rastogi attend?

Milind Rastogi attended The Institute Of Chartered Accountants Of India, University Of Allahabad, Boys' High School, The Institute Of Chartered Accountants Of India, Insolvency & Bankrutcy Board.

What skills is Milind Rastogi known for?

Milind Rastogi has skills like Banking, Credit Analysis, Credit, Finance, Financial Analysis, Relationship Management, Credit Risk, Trade Finance, Business Development, Management Information Systems, Risk Management, Insolvency And Bankruptcy.

Who are Milind Rastogi's colleagues?

Milind Rastogi's colleagues are Jugal Nagar, Mahesh Pawar, Mohammed Abdul Farooq, Palaniyappan S, Swati Saykar, Anshul Jhamb, Mahesh Vanarase.

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