Result - driven banking professional with over 16 years of experience in managing non-performing assets, credit analysis, and relationship management. Seeking a challenging role to utilize my expertise in resolving non-performing assets, implementing recovery strategies, and fostering business growth while maintaining a strong focus on risk management and compliance.Non-Performing Asset - Resolution: Designing and implementing strategies for containment and recovery, negotiating settlements, and taking legal action (SARFAESI, DRT, NCLT, Restructuring, Settlements, IBC, ARC).Stress Portfolio Management: Preparing and analyzing debt restructuring proposals, assessing viability reports, and implementing rehabilitation packages.Business Development & Relationship Management: Building long-term relationships, bridging customer-bank gaps, and achieving asset book growth and fee targets.Credit and Risk Analysis: Assessing SME/MME/CB borrowers' creditworthiness, reviewing credit appraisal notes, presenting to Credit Committees, and ensuring compliance with regulations and guidelines.
Listed skills include Banking, Credit Analysis, Credit, Finance, and 8 others.