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As an independent public company Board Director and Audit Committee member, FinTech Board Advisor, and former Fortune 50 senior executive, I provide strategic governance and insights across public, private, and early-stage Financial Services and FinTech companies. Drawing from 22+ years of advancing business growth fusing my FinTech, accounting, and legal backgrounds, I advise boards on B2B digital payments strategies, innovative technology solutions, product GTM launch, as well as regulatory compliance, cyber security, fraud, treasury management, and risk mitigation. During my Wells Fargo tenure, I held multiple SVP roles leading product innovation including APIs, blockchain, and secure payment platforms to worldwide customers – from small businesses to large corporate clients. I provided strategic direction and oversight for WFC’s award-winning API/Banking-as-a-Service (BaaS), B2B payments product strategy, and Treasury Management segments – supporting an $86B+ business. Our BaaS API Gateway earned WFC Barlow’s Most Innovative Award and a Top 3 ranking for Corporate bank APIs.In addition, I led Global Products Consulting, steering the growth acceleration and global expansion of global products and services and launched/chaired the WFC Customer Advisory Council – which played a key role during the WFC-Wachovia $15B+ merger, guiding the integration in a more customer-centric way. Earlier in my career, I served as a tax consultant for Arthur Andersen LLP, managing financial services clients, including a $2.5B hedge fund. Now I serve as Board Director & Audit Committee member of California Bank of Commerce (Nasdaq: CALB); as Board Director of private FinTech Dwolla, Advisory Board Member & Investor of Identifee, and Board Member of Fundid – a private, early-stage FinTech.In addition to corporate boards, I serve on several non-profit boards, passionately giving back to local organizations including Park City Community Foundation – serving on Audit & Finance Committees. I am a regular speaker on FinTech innovation, APIs, Data, and Payments, including at the Federal Reserve of Chicago, NYC Tech Forum, and NACHA Conferences. I am committed to bringing meticulous diversity of thought and an innovative yet deliberate approach to decision-making while ensuring both stakeholder and shareholder value – with a keen eye on the customer.
Banner Bank
View- Website:
- dwolla.com
- Company email:
- media@dwolla.com
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Board DirectorBanner BankPark City, Ut, Us -
Board MemberDwolla Jun 2023 - PresentDes Moines, Iowa, UsDwolla is a fintech company helping innovative organizations power sophisticated account-to-account payment solutions. -
Advisory Board MemberIdentifee Nov 2021 - PresentIdentifee is a financial services-specific connected platform that provides financial institutions internal efficiencies while also providing efficiencies to commercial banking customers through its receivables solution. -
Board Director, Audit CommitteeCalifornia Bank Of Commerce Jul 2021 - Aug 2024San Diego, California, UsNASDAQ: CALB. California Bank of Commerce was designed and built to provide a unique banking experience for its clients. The Bank offers a broad range of commercial banking services to closely held businesses and professionals throughout the San Francisco Bay Area. Serve as Board Director and Audit Committee Member. -
Digital Payments AdvisorNacha Sep 2019 - Sep 2023Reston, Virginia, UsAfinis furthers the work of NACHA’s Payments Innovation Alliance Application Programming Interface (API) Standardization Industry Group (ASIG) to now advance API standardization efforts across the financial services ecosystem through formal governance, and includes the work of the Interactive Financial eXchange Forum (IFX). Afinis provides a community for thought leadership on the shared goals of expanding efficiency, surety, safety and interoperability within the financial services industry. -
Board MemberFundid Jun 2021 - Aug 2023Fundid is a marketplace that provides sources of capital to small business owners, as well as ways to simplify business finance.
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Senior Vice President, Payments Api Product ManagerWells Fargo Oct 2014 - Sep 2019San Francisco, California, UsLed WFC’s Treasury Management, API/Banking-as-a-Service, and B2B payments product strategy, supporting an $86.8B revenue business while providing strategic direction for the development and delivery of digital payments and banking solutions for small businesses to large corporate clients.Banking-as-a-Service is a way to deliver banking services leveraging cloud-based technology and Application programming interfaces (APIs), allowing the bridging of systems and software applications. In turn, this enables customers to connect to their banks, provide businesses with consumer/account verifications, and enable deeper engagement through digital channels. Companies use APIs to automate treasury operations, increase risk mitigation, and improve customer service, engagement and revenue.Achieved Barlow Research Associate Inc’s Overall Most Innovative Award for Gateway APIs (2018) and Wells Fargo’s listing in FINLYNC’s 2022 Annual Power Rankings Report for Corporate Bank API’s – as one of the top 3 banks for APIs. -
Senior Vice President, Global Product ConsultingWells Fargo Feb 2013 - Oct 2014San Francisco, California, UsAs SVP of the WFC’s Global Product Management organization, provided strategic direction and oversight for WFC’s Global Product Consulting Group, accelerating the growth and global expansion of products and services to customers across key regions worldwide. -
Senior Vice President, Advisory Council ChairWells Fargo Jan 2007 - Feb 2013San Francisco, California, UsAs Wells Fargo’s Treasure Management Voice of the Customer, founded and chaired WFC’s Advisory Council – which was key during the WFC-Wachovia $15B+ merger, guiding the integration in a more customer-centric manner. The Advisory Council program served as a channel to steer the Treasury Management product and B2B payments strategy – while representing the voice of the customer throughout the treasury management product organization, all with the purpose of prioritizing and validating product development initiatives. -
Wholesale Services Product ManagerWells Fargo Sep 2000 - Jan 2007San Francisco, California, UsLed innovation and development across multiple leadership roles for a wide range of wholesale services products including Wells Fargo White Label Wholesale Lockbox Image, Global Correspondent Banking Treasury Management Product, Commercial Electronic Office® (CEO®) portal: Event Messaging, and Online Activation Product, Legal Agreements DCM (document collaboration management) Wizard, Identrus Digital Certificates Product, and Identrus Program. -
Senior Tax ConsultantArthur Andersen & Co. Sep 1995 - Jul 1999Managed financial services clients, including a $2.5B+ AUM hedge fund. Led client relationships and teams while advising clients on financial operations, accounting, M&A and trading tax strategies, and investor relations. Provided tax planning and compliance services to management companies, mutual funds, high-net-worth individuals, investors, S corporations, and banks. -
Law ClerkHennepin County Aug 1993 - Jul 1995Minneapolis, Minnesota, UsServed as Law Clerk for the Honorable Delila Pierce, 1st woman Judge in MN. -
Law Clerk/AttorneyHolmes & Graven May 1992 - Aug 1993Performed Civil Litigation
Millicent Tracey Skills
Millicent Tracey Education Details
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Mitchell Hamline School Of LawLaw -
Harvard Business School Executive EducationYpo Executive Leadership Program -
University Of Wisconsin-MadisonBehavioral Science & Law
Frequently Asked Questions about Millicent Tracey
What company does Millicent Tracey work for?
Millicent Tracey works for Banner Bank
What is Millicent Tracey's role at the current company?
Millicent Tracey's current role is Board Director.
What is Millicent Tracey's email address?
Millicent Tracey's email address is mi****@****rgo.com
What is Millicent Tracey's direct phone number?
Millicent Tracey's direct phone number is +141539*****
What schools did Millicent Tracey attend?
Millicent Tracey attended Mitchell Hamline School Of Law, Harvard Business School Executive Education, University Of Wisconsin-Madison.
What skills is Millicent Tracey known for?
Millicent Tracey has skills like Banking, Treasury Management, Financial Services, Commercial Banking, Product Management, Cash Management, Payments, Voice Of The Customer, Treasury Services, Cross Selling, Customer Advocacy, Credit.
Who are Millicent Tracey's colleagues?
Millicent Tracey's colleagues are Michael Linthicum, Barbara Barnes, Julia Gens Nguyen, Brynn Dodd, Dio Mpo, Spencer Hunter, Sam Cassidy.
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