Mindee Bruni Email & Phone Number

Westlake Village, California

Lombard,Il

(Lo4)Performed non conforming portfolio underwriting . Proficient in systems CORE, LIS and LPS systems.

WFA retail and Distributed)- Several Locations. Performed underwriting of conforming loans with Level 4C authority. Knowledge of LPS and LIS system. Underwrite conforming product including Harps. Render underwriting decisions and subsequent clearing of conditions to ensure credit guidelines are met. Examine loan documents for accuracy and completeness while working with the Home Mortgage consultants and production staff to secure all required documents. Thorough understanding of credit and ability to review complex financial documents and tax returns including 1084 tool and IAT tool. Mortgage IT (Wholesale division of Deutsche Bank): Feb 2006 to April 2007: Underwrite Non conforming product with signing authority to $800,000 1st and $200,000 simo 2nd totaling 1 Million signing authority per transaction. Communicate with Mortgage brokers on approvals as well as declines. Wells Fargo Home Mortgage for GE, MGIC , Radian and direct: October 2000 – February 2005 Performed underwriting of residential conforming and non-conforming loans with Level IV authority. Worked in wholesale and retail operations using LP, DU and manual underwriting of loans nationwide, encompassing all products and property types including underwriting Emerging Markets National Program and Harp loans.Independent due diligence projects for Wall Street

Bachelor'S Degree, Psychology

Ba, Psychology