I currently manage the SME portfolio and coordinate the lending activities of the Work Café branch in Vigo: Leading branch risk management committeeEvaluating credit applications, assessing the creditworthiness of consumer and commercial applicantsConducting credit analysis, by reviewing financial statements, financial models, credit reports and collateral valuations, to make informed lending decisions and proposals to higher decision units

Responsible for the commercial performance of different branches, personally managing Key Accounts and ensuring regulatory compliance and efficient risk management. Evaluated commercial credit applications, performed financial statement analysis and made informed lending decisions and proposals. Leading, developing and executing sale strategies to achieve quarterly objectives, main KPIs being: operating profit, outstanding balances, AUM, customer acquisition and NPS. Coordinating relations with… Show more Responsible for the commercial performance of different branches, personally managing Key Accounts and ensuring regulatory compliance and efficient risk management. Evaluated commercial credit applications, performed financial statement analysis and made informed lending decisions and proposals. Leading, developing and executing sale strategies to achieve quarterly objectives, main KPIs being: operating profit, outstanding balances, AUM, customer acquisition and NPS. Coordinating relations with other departments (mainly Risk Management, Compliance, Debt Recovery and HR). Show less

Commercial leader of a team of 15 business partners, responsible for their motivation and training, as for the correct implementation of internal policies. In charge of developing the business plan and expanding the network.

In charge of a portfolio of companies in the SME and MidCap segments, being responsible for meeting customers ́ needs but also for cross-sales and acquiring new clients, the role implied making informed lending proposals based on credit analysis and internal guidelines. I joined the bank after finishing a 12-month internship in the Risk Management Division, during which I led a project in charge of auditing credit transactions completed by the branch network.