In my opinion, the HCM 401k Optimizer is the best investor tool of the decade. It not only works for your 401k, but also a 403b, Gov. thrift plan or an Individual IRA. You can also track individual stocks which is great if your company offers stock options.The Optimizer does as the name implies. Analyses all the options in your plan and makes recommendations for the best 4 to 5 funds that meet your risk and retirement timeline requirements.But it doesn’t stop there. You will receive email alerts if one or more of your fund choices takes a turn for the worse, and make recommendations of a fund to switch to or maybe go to cash. Go to: The401kOptimizer dot com for more details and a special limited time free trial offer.My passion is to help employees and employers retire with dignity. Any Google search will show you people are retiring in poverty. My mission is to educate and inform about the very few ways to best save for retirement. YES, it still takes your money to save, but more important is what are you investing in, what strategies and what safe guards you have in place.
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