Developed and analyzed credit structures and prepared and finalized credit approval packages for BMO Harris ultra-high net worth clients involving the following credit products: Commercial Real Estate (CRE), Unsecured, Marketable Securities Secured, Aircraft, Private Equity Programs and Hedge Funds. Built and fostered key client relationships by collaborating with Private Bankers, Credit Directors and RISK Managers. Accomplishments include:• Closure of numerous new and renewed Marketable Securities Secured and Unsecured facilities• New $75MM CRE facility• New $100MM Hedge Fund secured credit facility• New $15MM Aircraft financing• Renewal of $5MM Private Equity Program

Structured, negotiated and closed financings, including preparation and approval of credit approval packages, for U.S. Trust and Merrill Lynch ultra-high net worth clients involving the following credit products: Commercial Real Estate (CRE), Unsecured, Art and Hedge Funds. Built and fostered key client relationships by collaborating with Private Client Advisors, Credit Executives and RISK Managers. Accomplishments include:• Closure of $50MM in CRE credit facilities• Closure of $75MM in Unsecured credit facilities• Renewal of $100MM Hedge Fund secured credit facility• Renewal of $100MM Art secured credit facilities

Senior Vice President/Vice President – Citi Private Bank (CPB), Investment Finance/RISK - 2005 - 2016• RISK Management CPB Clients – 2015 - 2016• Senior Credit Officer, RISK – 2011 - 2016• Investment Finance CPB Clients - 2010 - 2014• Investment Finance Smith Barney (SB) Clients - 2005 - 2009Structured, negotiated and closed financings, including preparation and delivery of credit approval packages, for Citi Private Bank and Smith Barney ultra-high net worth clients. Maintained ongoing credit portfolio quality through preparation of annual reviews and classified loan reports, contributed to industry reviews and classified loan meetings and monitored ongoing adherence to Citibank Credit Policies. Maintained client relationships with significant client interaction and provided required RISK review and approval for client credit relationships. Other accomplishments include:• Extensive experience involving the following Product Programs: Marketable Securities Backed Finance (MSBF), Aircraft, Art, Commercial Real Estate (CRE), Unsecured, Insurance Premium Finance, Private Equity Capital Calls (PECC) and Capital Markets • Structured, underwrote, negotiated and closed $68MM CRE financing for landmark building in Manhattan for off-shore CPB client• Structured, underwrote, negotiated and syndicated first CPB $150MM syndicated art-secured financing• Developed one of largest privately held U.S. company’s product program to finance private stock purchases by its executives, including structuring, negotiation, credit approval, legal documentation and implementation• Managed the restructuring of large private equity firm’s executive fund purchase program• Nominated to work on special team for three weeks at Citibank New York on project mandated by Citi CEO

Director – Global Loans Portfolio Group, Global Corporate and Investment Bank 1994 - 2003Structured, negotiated and closed corporate financings for large multi-national companies as member of transaction deal teams, including acquisition financings and loan syndications of up to $5 billion in transaction size and involving direct interaction with Treasurers and CFOs of Fortune 500 corporations. Managed group of Analysts/Management Associates, leading and overseeing: credit approval, deal negotiation, product quality improvement, adherence to credit policies, performance evaluations, career development and recruiting.• Lead negotiator for deal structure/documentation, including international tax issues, for $500 million complex offshore financing for multinational corporation• Successfully closed $4 billion acquisition financing after significant last-minute customer-driven changes, requiring senior management credit approval for $1 billion facility increase• Lead Arranger of numerous syndicated loan transactions• Prepared and presented client corporate finance presentations, resulting in award of numerous Advisor and Arranger roles for Citibank • Performed various loan portfolio maintenance duties, including coordination of semi-annual portfolio reviews, preparation for OCC auditor visits, coordination of internal Audit and Risk Review visits, preparation of annual division Self-Assessment reviews and oversight of general adherence to Citibank Credit Policies, thereby receiving “high pass” designations in all internal and external audits • Restructured the credit approval process resulting in process and administrative efficiencies, as appointed member of Credit Approval Task Force Vice President – Corporate Banker, Corporate Finance Origination 1993 – 1994Vice President - Corporate Finance Senior Analyst, Corporate Capital Group 1991 - 1993Vice President – Corporate Finance Analyst, World Corporate Group 1988 - 1991

Assistant Vice President – Investment Banker, Public Finance Group Marketed, structured and closed tax-exempt bond financings for governmental and municipal entities, public and private universities and other 501 (c) (3) institutions.