Mohamed Alsharqi Email & Phone Number

Riyadh, SA

Riyadh, Saudi Arabia

Qarar is the region’s leading decision analytics company specialized in offering consulting, analytics, and software to deliver tailor-made credit risk management solutions across the customer lifecycle.Headquartered in Riyadh and serving banks, financing companies, telecoms, and credit bureaus across the Middle East and North Africa, Qarar helps its.

Dubai, United Arab Emirates

• Project Engagements
• Leading inter-functional project teams to deliver credit risk management solutions (consulting, analytics, software) for the Middle East, North Africa, and South East Asia markets
• Delivered multiple projects to assess existing lending processes, identify gaps, recommend initiatives, and define to-be processes with banks and telecoms
• Delivered multiple projects that included the development of expert and statistical PD scorecards for banks, credit bureaus, and telecoms
• Leading and conducting workshops with client resources to understand and assess needs, scope solutions, map processes, collect requirements, and guide clients
• Leading and overseeing the creation and presentation of project deliverables

Dubai, United Arab Emirates

Dubai, United Arab Emirates

Dubai, United Arab Emirates

Manama, Bahrain

• Achievements:
• Financed 24 SMEs with BD 4.423 million approved / disbursed in the form of Loans, Facilities, Letters of Credit, Letters of Guarantee, Overdrafts, and Equity Investments. Responsibilities:
• Prepare investment memos for small and medium credits proposals.
• Coordinate with relationship officers and customers to obtain necessary information for processing of credit proposals.
• Undertake diligent credit appraisal and assess the creditworthiness of both existing and potential new customers by analysis of financial statements, client credentials, company profile and expertise, market and.
• Scrutinize all documents pertaining to the credit proposal and ensure compliance with the Bank's developmental and credit policies, with CBB rules and regulations, and with Tamkeen's processing requirements.Other.

Manama, Bahrain

Manama, Bahrain

• Achievements:
• Financed 38 SMEs with BD 7.044 million approved / disbursed in the form of Loans, Facilities, Letters of Credit, Letters of Guarantee, and Overdrafts.
• Completed and Passed the Foundations of Banking Risk certificate program during the work period.
• Completed and Passed the CFA Level 1 Exam during the work period.Responsibilities:
• Prepare investment memos for small and medium credits proposals.
• Coordinate with relationship officers and customers to obtain necessary information for processing of Credit Proposals.

Hamad Town, Bahrain

• Achievements and Leaning Outcomes:
• Established relationships with new clients and enhanced relationships with existing clients which developed my communication skills.
• Contributed to the completion of 26 client requests by conducting the necessary financial and non-financial analysis and writing up the credit proposal.
• Conducted 3 site visits as part of the due-diligence process to assess the prospective clients’ need of financing.
• Gained an understanding of the documentation and control procedures required by the Bank to ensure risk mitigation and policy implementation.

Msc Business Analytics, Data Analytics, Awarded With Distinction

Activities and Societies: ● Student-Staff Liaison Committee Representative (Secretary) ● Chess Society Member Learned how to tap into the.

Bachelor Of Commerce (Bcom), Finance, Awarded With Distinction

Activities and Societies: ● Golden Key Society, Concordia Chapter (For Consistent High Grades) ● Recipient of the John Molson School of.