Molly W. Email & Phone Number

Perth, Western Australia, Australia

· Ensuring the Licensees comply with their requlatory risk management requirements, compliance framework and internal policies across all Licenses.· Undertake broker file reviews and report writing to ensure compliance with NCCPA obligations, other regulatory obligations (Privacy Act, AML/CTF Act) and internal company policies.· Monthly discussion of broker file review responses with the Risk & Compliance Manager, record breaches onto John Hughes Group Issues Register (internal dispute resolution system), and monitoring of actual breaches, non breaches and likely breaches onto a spreadsheet to report findings to the CEO.· Assisting the Risk and Compliance Manager with the execution of their duties.· Providing compliance / administration assistance to the CEO and Responsible Managers.· Providing advice to the CEO and Board of Directors of any potential breaches and or risks with compliance and legislative obligations.· Attending regular risk and compliance training and developing relevant knowledge and skills for self and personal development.· Liaising with ASIC and APRA as required.· Effectively onboarding corporate entities, providing a one on one compliance induction training session, then authorising brokers, staff and non-advisory staff members into the network.· Updating all broker details to ensure all internal and external records are correct and all mandatory documentation is current.· Ad hoc general administration duties.

Perth, Western Australia, Australia

· Conduct joint customer visits with the Senior Relationship Manager and engage clients directly as required by Senior Relationship Manager.· Contribute to the identification of customer needs and make recommendations on solutions and cross selling opportunities· Preparation of credit analysis, submission of new lending and build credit proposals (risk assessment/opportunities), to ensure the timely delivery of decisions.· Complete financial modelling and analysis· Coordination of deal execution through documentation and funding to ensure efficient delivery of client requirements· Structuring Annual Reviews for existing clients, Increases, Amendments to Pricing or Securities of facilities to Risk Management to ensure that client conduct facilities are within agreed arrangements· Research and analyse market trends with residential and commercial properties· Maximise Westpac's reputation for corporate responsibility by ensuring all dealings are ethical and compliant. Adhere to audit and compliance requirements to prevent Bank exposure to unacceptable risk

Perth, Western Australia, Australia

· Ensure all tasks are completed within customer and St.George requirements· Preparation of Bank Guarantee requests and cancellations.· Collection of all appropriate fees· Correct Pricing to all lending facilities· Rolling of Commercial Bills when maturity· Drawdowns, settlements, disbursements of funds, discharging securities, opening loan/transaction accounts and customer profiles· Preparation of Audit Certificates· Updating Insurance Policies, Updating documents from security packets in the Securities Register, Changing RO Codes between Relationship Managers, Updating Annual Review Dates, Extension of expiry dates and amending limits for facilities· Payment of Solicitor and Valuation Fees· Closing of Settlements through BLAST (loan structuring) system· Knowledge of bank systems such as Hogan, Business Banking Online, Internal Dealer, Blast, Valuation Management Service, Group Security Register, PPSR, Panagon

Perth, Western Australia, Australia

· The sourcing and conduct of interviews with customers at such places and times as may be requested by the customers· The gathering and collation of information from applicants for the purpose of submission of applications· The submission of applications for assessment and subsequent approval by the lending manager or appropriate officer of RAMS· The calculation of fees, costs, mortgage insurance premium and loan security duty payable for applications and collection of fees· Liaison with applicants until settlement of RAMS Home Loans and any necessary ongoing communications with customer· The development of network of primary and secondary referral source.· Updating of all leads with comments on the status of the leads in RHLC lead management system and any other workflow program supplied by RHLC to the Employee within 12 hours of receipt of leads and of any subsequent action in relation to the Leads

Perth, Western Australia, Australia

· Provide support by following up loans, information/documents, and processing applications· Liaise with Lending Services employees to ensure the accurate and timely processing of loan applications and settlement.· Process loan applications through Siebel eCL and Lending Services ACAPS system· Pro-actively contact bankers to inform them of the progress of their customers’ loan application via the appropriate system and re-actively respond to banker queries· Provide professional and ethical behaviour in all actions by ensuring compliance with external legislation, bank standards and internal operating policies and procedures relevant to the position· Calculate application and legal fees and ensure all fees and clauses are input accuratelyinto offer document· Calculation of Stamp Duty for Mortgages for State & Interstate deal.· Generation of Loan Offer Documents ensuring all documentation is UCCC compliant and all conditions of approval are met· Open loan accounts and ensure ancillary accounts are correctly opened via E-Bobs· On receipt of returned documents ensure all documents and ancillary documents are in order and correctly executed