Over 20 years’ experience as credit underwriting officer with extensive expertise in analyzing financial statements and other business risks to make sound credit approval decisions. Reviewed and approved innumerable credit transactions across a wide variety of industries. Provide quality service to customers and business partners through a pro-deal approach with a clear focus on mitigating risk.
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Comercial Lending Underwriting OfficerWells Fargo Aug 2000 - Aug 2021Salt Lake City Metropolitan AreaEvaluated the creditworthiness of equipment finance customers and approving the credit structure and collateral. Transactions ranged in size from small ticket with limited analysis to multi-million dollar transactions. Transactions exceeding my lending authority were evaluated and written recommendations presented to managers with higher lending authority. As one of the more seasoned analysts, provided substantial training & guidance to new underwriters. -
Relationship ManagerWells Fargo Oct 1998 - Aug 2000Salt Lake City Metropolitan AreaDuties include developing and managing business banking relationships. This included evaluating the continued creditworthiness of businesses with regard to their commercial lending relationships -
Vice President & Manager, Credit Services & Training DeptWells Fargo Sep 1994 - Sep 1998Salt Lake City Metropolitan AreaDuties included daily training/question resolution for a staff of up to nineteen individuals. Taught trainees/analysts how to properly spread and analyze business financial statements as well as personal financial statements and tax returns. Managed the workload to ensure timely completion of work and reviewed all analyses for accuracy and completeness. Managed all personnel related matters including hiring, performance review and salary actions. -
Credit Review OfficerWells Fargo Jul 1990 - Aug 1994Salt Lake City Metropolitan AreaReviewed loans for the large ticket and middle market areas of the bank including: evaluating financial statements, cash flow adequacy, repayment ability, loan structure, and collateral. I was a significant resource to other credit review officers in their initial training in Credit Review, and as an ongoing sounding board for their concerns regarding their credits. -
Associate National Bank ExaminerOffice Of The Comptroller Of The Currency Jun 1984 - Jul 1990Salt Lake City Metropolitan AreaExamined all areas of community and regional banks for safety, soundness, and compliance with Laws and Regulations. Duties included determining the scope of examination, making assignments, supervising other examiners, reviewing, and discussing existing loans with the bankers and assigning appropriate ratings to the credits and the banks overall
Monica Harrison Education Details
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Accounting
Frequently Asked Questions about Monica Harrison
What is Monica Harrison's role at the current company?
Monica Harrison's current role is Seasoned Commercial Credit Underwriter.
What schools did Monica Harrison attend?
Monica Harrison attended University Of Utah.
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Monica Harrison
Washington Dc-Baltimore Area3securicon.com, securicon.com, aptiveresources.com -
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Monica Harrison
San Francisco Bay Area4sbcglobal.net, hotmail.com, keysight.com, keysight.com
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