Monica S. Email & Phone Number

United States

Dallas, New York

- Model development using Xgboost, Regression to mitigate fraud- Model implementation on cloud platform - Feature Engineering - End to end model/ rules ideation, development, implementation, monitoring

New York, Toronto

- Developed Regression and Classification Fair lending models to reduce bias and promote equitable access to credit - Dimensionality reduction and Clustering of credit card members using PCA and K-means- Model risk management- Gradient boosting alternatives for legacy modeling approach

Pune Area, India

- Team hiring, performance evaluation, training, client management - Basel II credit risk model development and monitoring - Realigned PD scorecards reducing inaccuracy from 11% to below 5%- Developed EAD models saving regulatory capital- Unsecured portfolio performance reporting

Mumbai Area, India

- Third party fraud mitigation & User experience enhancement for US Credit Cards- Approve/ decline strategies using transaction data and Decision trees - Collusive merchant detection using advanced pattern detection and feature engineering

Kolkata, West Bengal, India

- Credit Risk Model Deployment for Basel II models ensuring accuracy in post implementation results.- Monthly model monitoring for stability and accuracy of classification and regression models.

Bootcamp, Artificial Intelligence & Machine Learning

Machine Learning

Master Of Business Administration - Mba

Bachelor Of Technology - Btech, Computer Engineering