Moorthy M Email & Phone Number

Bengaluru, KA, IN

Bengaluru, Karnataka, India

Setting up rural franchisee with gold loan as primary product, unleashing value of gold, end use based agri loans with Physital approach and digital collections

Bengaluru, Karnataka, India

Bengaluru, Karnataka, India

Rural inclusion with digital first appoach, focusing on value chains like Dairy, Vegetable, leveraging partners like Farmer aggregators-FPOs

Bengaluru, Karnataka, India

Managing Agri and microfinance loans- asset and liability, third party, cross sell products of rural branches, development of Agri loan products for the bank, microfinance loans and customised rural products with cashless recovery

Bangalore

Agri and Rural Business- product development, setting up and driving business on profitable lines, development of microfinance products, Agri loan products and managed PAR and NPA collection through various tools like Lok Adalat, recovery agencies

Corporate Office, Bangalore

Handling direct agri portfolio book of the bank, devising, revising products, act as one point contact for all direct agri loan requirements like audit, compliance at corporate office.

Mumbai Area, India

Retail Agri Credit- Sanctioning committee member in Regional (1-5 crs) and Central credit committees (5-10 crs), review of loans sanctioned at credit cells, portfolio anlysis, ensuring risk mitigants, quality of portfolio, audit coordination, closure of audit reports, compliance to RBI/ internal regulatory guidelines, cross-functional role in devising.

Mumbai Area, India

Agri Cluster Head- handled agri business of cluster of 5 Branches- sourcing of prposals, sanctioning of proposals upto Rs.50Lakhs, complying RBI and internal guidelines, ensuring quality of credit/risk mitigates and collections- soft, PAR (portfolio at risk) probable NPA and NPA accounts, introduced innovative strategies in increasing agri portfolio.

Handled Rural and Inclusive banking and Branch Banking, responsible for overall PSA achievement of branch, sanctioning agri loans, documentation, follow-up and attending to the audit of portfolio.Effectively utilised Farmers Club in marketing loans, achieving liability business budget of the branch.Was convenor of BLBC meetings, effectively used the same.

Sakthinagar, Gobichettipalayam, Tamil Nadu

Front end officer in farmer funding from sourcing of proposals to documentation, disbursement and follow-up. Organized technology oriented extension activities for farmers which was a win-win proposition for the farmers in improving their farm productivity and business for the bank., formed Farmers clubs as an effective tool in accomplishing tasks.

Bachelor Of Science (B.Sc.), Horticulture

Pgdba Finance, Finance

Completed with project on NPA management in banks

Caiib (Certified Associate Of Indian Institute Of Banking), Banking And Financial Support Services