Designing and implementing an overall risk management process for the organization, which includes an analysis of the financial impact on the company when risks occurPerforming a risk assessment: Analyzing current risks and identifying potential risks that are affecting the companyPerforming a risk evaluation: Evaluating the company’s previous handling of risks, and comparing potential risks with criteria set out by the company such as costs and legal requirementsEstablishing the level of risk the company is willing to takeRisk reporting (Educating the board of directors about the most significant risks to the business; ensuring business heads understand the risks that might affect their departments; ensuring individuals understand their own accountability for individual risks)Explaining the external risk posed by corporate governance to stakeholdersCreating business continuity plans to limit risksConducting policy and compliance audits, which will include liaising with internal and external auditorsMaintaining records of insurance policies and claimsReviewing any new major contracts or internal business proposalsBuilding risk awareness amongst staff by providing support and training within the companyUndertaking credit risk assessment through analyzing financial statements, revising financial modelsMonitoring and evaluating credit portfolio to identify deteriorating credits at an early stage. Ensuring compliance with Central Bank’s regulations, and ensure adherence to credit policies, procedures, and risk appetite. Ensuring that the average credit rating of the portfolio improves with the credits recommended.Perform specific tasks articulated by the Credit Risk Head.Prepare comprehensive Risk Memos encompassing all required due diligence.

responsible for overseeing the day-to-day business operation of the branch including, but not limited to, supervising business and credit team, and managing administration work within an branch. Further, maintain a team spirit (motivation) of branch operational staff including coaching/mentoring in addition to assisting the branch manager to achieve Goals

Complete Monitoring and managing the program, in addition to my duties that is only and main reference for all the company’s programs in implementing oracle system designed for the credit study. Moreover, one of the leading team that have designed the system for the scoring model, credit study memorandum and spread sheet with the banking consulting company, in order to update the system to match the CGC model in Malaysia and this have been approved from the CBE. CGC is under the umbrella of the CBE and the main leading company that serves SME’s in Egypt. The duties include the following: • Full detailed reports on monthly basis for the board of Directors on the assigned programs.• Revising & editing the credit studies those have to be submitted to the Boards of Directors.• Full detailed reports on monthly basis for the defaulted guarantees and the growth rate in different industrial sectors. • Full detailed reports on monthly basis identifying risk rates and default percentage for every industrial sector.• Full detailed reports on monthly basis for concentration ratios in the portfolio in every industrial sector and in different geographical zones and types of financing tool.

Assist in fostering Egypt’s national economy, generating new job opportunities, and reducing unemployment through guaranteeing Micro, Small and Medium Enterprises (MSMEs) and encouraging lending institutions to deal with target groups according to Overview of the European Union relations with Egypt for agreement The Industrial Modernization Centre (IMC) and this includes the following:• credit and financial analysis• Analyze credit data and financial statements • Prepare reports that include the degree of risk • Identifying financial risks through analysis of cash flows, financial ratios of performance• Development of financial reports for forecasting• Analysis of financial statements, industry and prepare analytical reports on various notes and companies and individuals • Following up the banks for customer's regularity

- Review and accredit bills and journal entry recording.- Review bank statement