Credit Officer
Current● Managed a portfolio of high-net-worth individuals and small and medium-sized enterprises (SMEs) to identify their financial needs and provide customized solutions, resulting in a 1.5% increase in the bank's loan portfolio● Conducted credit analysis, risk assessment, and financial statement analysis to evaluate the creditworthiness of potential clients, ensuring compliance with internal credit policies and procedures● Worked closely with the credit administration team to ensure timely processing and approval of loan applications, maintaining a low delinquency rate of 1.5%● Actively engaged in networking and business development activities to expand the bank's customer base and promote its products and services● Provided excellent customer service, addressing and resolving any customer complaints or issues in a timely and professional manner