Mark Hebert Email & Phone Number

Miami, Fl, Us

Miami-Fort Lauderdale Area

Telluride, Colorado, United States

Telluride, Colorado, United States

Applied efficiencies at a 58 employee restaurant, reducing average turn times to 60 minutes from 90, leading to most successful month in restaurant’s history ($760k+ revenue in July 2021)

Telluride, Colorado, United States

Manage display and pricing of retail items, in addition to maintaining and renting equipment, and training new employees to increase sales by over 30%

Greater Chicago Area

A full service state of the art golf training and gaming facility. Our patent pending RFID technology tracks the location of the golf ball in real-time within 1.5 inches of accuracy (compared to 7-10ft with traditional systems). With our system, the customers will be able to play a virtual round of golf with up to 6 people from the driving range, without hitting into a screen and relying on inaccurate algorithms. They will also be able to track their performance and play games like closest to the pin and longest drive. This has provided me with experience manipulating and developing back-end software installed on RFID readers, programs that track the location of objects with great accuracy and interact with other software applications that were not meant to serve our equipment or applications.

Greater Chicago Area

LandToHunt.com is the fastest growing online marketplace for hunters and landowners to list, search, and reserve hunting land all over the country. We offer hunting land for lease, daily bookings, hunting guides and information on public hunting land. My work includes developing and designing both the front-end and back-end of the website. I also developed and manage the databases, our data analytics, marketing strategy, content marketing & development and SEO strategy & design. This work has given me proficient experience with Python, Flask, SQL, Linux (Ubuntu), HTML, JavaScript, CSS, WordPress and many other frameworks and languages.

Chicago

•Completes underwriting and portfolio management for Commercial Real Estate (CRE) loans to institutional borrowers (total assets greater than $250MM)•Experience with construction, refinancing and acquisition lending on student housing, multifamily, data center, regional mall and credit tenant properties•Typical loans range in size from $15 million to $100 million, with some syndicated loans over $100 million•Tester and system matter expert for AFS Originations (loan underwriting and approval software) and in-house risk rating software•Lend on properties nationally with a focus on borrowers located in the Midwest and East Coast

Chicago, Il

•Manages a $60-100 million portfolio of Commercial Real Estate (CRE) and Commercial & Industrial (C&I) loans•Majority were nonconforming to the Bank’s strategy, and was required to reduce exposure of these loans by 90% by December 2014 •Met goal in December of 2012 when full repayment was obtained on $100 million of my portfolio and exposure was reduced by 94%•Selected as group representative to participate in new systems testing (AFS Originations) to ensure compatibility with our process and requirements•Created an interactive spreadsheet that projected savings of refinancing early, to help borrowers realize the benefit of paying off their loan•Sole manager and developer of a detailed data tape for a $200+ million loan sale, utilizing various data sources passing through multiple processes of validation to inform potential purchasers of loans with different asset types and documentation standards •Works directly with senior management, approving authorities, portfolio managers, loan operations, our broker, the buyer and the borrowers to create an accurate representation of the loans being sold and ensure a seamless transition for the buyer and borrowers•Maintains Microsoft Access database used for internal reporting requirements, ad-hoc reports and regularly scheduled portfolio reviews

Works closely with property managers, contractors, brokers and other third-party groups to manage profits and losses by periodically reviewing contracts, budgets and financial performanceConducts research on existing market conditions, industries and comparable salesResearches different strategies for investing in and developing residential and commercial real estateStays abreast of software systems that can assist the department in generating information and tracking the REO Group's portfoliosEvaluates zoning and tax laws, demographics, property values and traffic patterns to determine the inherent value of a propertyPrepares monthly reports as a requirement of the FDICs loss share agreement with US BankNegotiates the terms and conditions for construction, leasing and sale contractsThinks logically and creatively to get the most profit out of distressed properties

Successfully completed formal Credit Analyst training program which included 8 weeks of Commercial & Industrial training, 8 weeks of Commercial Real Estate, and 4 weeks of miscellaneous Bank topics like compliance, cash management, trust services, etc.Completed RMA training program which included 6 weeks of intensive self-study and in-class materialsAnalyze loan requests including borrower information, financial statements, cash flow, collateral, credit reports, and tax returns to determine creditworthiness of new and existing customersGenerate financial ratios, using computer programs, to evaluate customers' financial statusUnderwrite loan presentations for new loan requests, renewals, extensions, and prepare memorandums for various commercial/real estate creditsReview loan documentation, appraisals, and environmental reportsProvide support to Loan Officers and Division Heads in credit approval process

Collect preliminary due diligence, from seller/broker and assist in analysis of assets. Coordinate with superiors to make additional requests of seller. Check various seller provided information to external sources to verify validity. Prepare and analyze financial data to determine the profitability of each acquisition

Requires mental and physical discipline to complete the job on time and within budgetSupervised and trained temporary hires when projects became delayed due to rain

Process financial transactions quickly, accurately, confidentially and with due diligenceRecommend additional products and cure various customer issues and complaints

Generate consumer interest for Cutco Cutlery by giving demonstrations, promoting the products capabilities and properly addressing any questions or concerns consumers may havePromoted for 10% commission to 30% and sold $7,500 worth of cutlery within the first 2 months

B.S., Business Management, Finance, Entreprenuership And Economics

Nanodegree, Front-End Web Developer & Full Stack Web Developer