Naga P.

Naga P. Email and Phone Number

Chief Executive Officer and Board Member @ Ratehub.ca
California, United States
Naga P.'s Location
San Francisco, California, United States, United States
About Naga P.

Group GM, Multiple businesses End to end P&L owner generating >$1Bn ARR - Student Loan Refi, Personal Loans and Lending as a Service. ex-GM/Head of CreditCards. Recruited by new CEO in 2018, Anthony Noto to be a member of the new Executive team at SoFi. Handpicked by the CEO in March 2020 to run 2 of our biggest businesses, critical to IPO, when COVID hitGrew Personal Loans to >$1bn ARR/$3Bn/qtr foriginations rom $400mm/Qtr in Originations in 3 yrs while reducing LOL losses, CAC and increasing WAC; Over $10Bn in balance sheet; $260MM/Qtr Revenue; $200MM/qtr in Contr. ProfitRegained #1 Market Share in Student Loans despite Federal Student Loan Moratorium; $40MM Rev/Qtr; $30MM Profit/Qtr; $4Bn+ Balance Sheet. Used to be $2.4Bn/Qtr Originations and Launched Lending as a Service that will become a $30MM ARR business by end of 2023Founding member, Marcus by Goldman Sachs, consumer banking division of Goldman Sachs. 3rd person to join team after CEO and CIOAdvisory Board Member TransunionSeasoned operator and senior Executive with unique experiences of launching, scaling and operating successful products and consumer businesses across top banks and FinTechs across pre-IPO, post IPO as public companyRare blend of maniacal focus on customer and consistent business results (growth/P&L) quarter after quarterExceptional people leadership, management and communication skills in matrixed and vertical orgs. Recruited top talent – MDs from Goldman Sachs and VPs from Discover/Lending Club into SoFi as GMs, Heads of Marketing, Pricing etc.Previously, Co-Head of Product, Marcus by Goldman Sachs (reporting to the CEO/COO). Launched first 2 products under Marcus, personal loans and debt management. Head of Strategy and Partnerships, Marcus (reporting to the COO) - co-brands and point-of-sale financing, CreditCards - focused on getting Marcus to broader customer segments through non-D2C distribution channels.

Naga P.'s Current Company Details
Ratehub.ca

Ratehub.Ca

View
Chief Executive Officer and Board Member
California, United States
Website:
ratehub.ca
Employees:
112
Naga P. Work Experience Details
  • Ratehub.Ca
    Chief Executive Officer And Board Member
    Ratehub.Ca
    California, United States
  • Ratehub.Ca
    Chief Executive Officer
    Ratehub.Ca 2024 - Present
    Toronto, Ontario, Ca
    Profitable. Backed by Novacap owners of Nuvei. Board Member and CEO
  • Ratehub.Ca
    Board Member
    Ratehub.Ca 2024 - Present
    Toronto, Ontario, Ca
  • Sofi
    Group Gm, Business Head Multiple Businesses-Studentloans, Personalloans, Lending As A Service(Saas)
    Sofi May 2020 - Present
    San Francisco, California, Us
    Own the P&L and Run 2 of our biggest businesses and Lending as a Service (SaaS) businesses. Generating the majority of the firms revenue and profits. Generate over $1bn in annual revenue through my businesses.
  • Sofi
    Gm - Business Head Of Credit Cards
    Sofi 2018 - May 2020
    San Francisco, California, Us
    Member of the Executive team and Management CommitteeBusiness Head of Credit CardsAdditionally Head of pricing and Membership Rewards across all products - Student Loans, Personal Loans, Mortgage and Depositshttps://www.sofi.com/our-leadership/https://www.sofi.com/our-story/
  • Nova Credit
    Advisory Board Member
    Nova Credit Apr 2023 - Present
    San Francisco, California, Us
  • Transunion
    Advisory Board Member
    Transunion 2019 - Present
    Chicago, Illinois, Us
  • Atalaya Capital Management
    Advisory Board Member
    Atalaya Capital Management 2017 - Present
    New York, Us
  • Tech Startups
    Angel Investor And Mentor
    Tech Startups Jan 2013 - Present
  • Boston Consulting Group (Bcg)
    Senior Advisor
    Boston Consulting Group (Bcg) Jun 2023 - Nov 2024
    Boston, Massachusetts, Us
  • Growthcurve Capital
    Executive In Residence
    Growthcurve Capital Apr 2023 - Jun 2024
    New York, Ny, Us
  • Goldman Sachs
    Co-Head Of Product; Head Of Strategy And Partnerships
    Goldman Sachs 2015 - 2018
    New York, New York, Us
    • Founding member, Marcus, Goldman Sachs Bank USA the consumer banking division of Goldman Sachs• 3rd person to join team after CEO and CIO• Co-Head of Product 2015-2017; Successfully launched the business in October 2016 and booked over $1Bn in receivables to date• Launched 2 products in market - personal loans and debt management tools, I.e., credit scores, credit alerts and debt summary• Led the product from scratch to launch of the unsecured lending/personal loan and debt management products through market sizing, market entry strategy, consumer interviews and insights, consumer pain points and personas, consumer decision journey, needs and aspirations, product features, brand pillars and prospect onboarding & customer experience• Identified signature moments in the customer onboarding experience, home page and customer experience• Launch Testing strategy, execution & Regulatory signoffs• Strategy and execution of financial education tools product• Formulated the Marcus 2.0 strategy - Credit Cards, Partnerships and POS, Mortgage, SMB• Currently leading the strategic partnerships team and put together the strategy to distribute Marcus products through partnerships and point of sale financing
  • Discover Financial Services
    Discover It Product P&L And Cardmember Strategy
    Discover Financial Services 2014 - 2015
    Riverwoods, Il, Us
    Currently manage the flagship Discover it CM portfolio with over $10Bn in sales and receivables Manage the strategy, P&L and budget with over $300MM in Marketing budget Responsible for CM experience and P&L with strong digital (online and mobile) focus Developed the market entry strategy into the $10Bn underbanked/sub-prime credit card market Transformed the cardmember application and onboarding process through digital innovation improving application submit rates by 50% across web and mobile including responsive web design
  • Discover Financial Services
    Director, Discover It, New Account Acquisition
    Discover Financial Services Jan 2012 - Apr 2014
    Riverwoods, Il, Us
    Lead a team of 3 Senior Managers and 14 staff membersLeader of the Acquisition Web and Mobile marketing strategies. New product development and innovation. Acquisition and Management of high-risk accounts.Customer experience.
  • Discover Financial Services
    Senior Manager, Pricing Strategy
    Discover Financial Services May 2010 - Dec 2011
    Riverwoods, Il, Us
    Led many CARD Act and post-CARD Act initiatives to generate incremental profitability and to ensure compliance with recent regulations.Led inorganic and organic growth opportunities and new market entry strategies
  • Discover Financial Services
    Manager, Pricing Strategy
    Discover Financial Services Mar 2009 - Apr 2010
    Riverwoods, Il, Us
    In this newly formed team, I am responsible for shaping overall business strategy and business model post-CARD Act of 2009. I am responsible for developing the pricing parameters framework for both the Acquisition and Portfolio Marketing business in order to maximize our profit post-regulations. I am also responsible for testing and implementing new products/features along with help shaping the brand communications strategy.
  • Discover Financial Services
    Manager, Marketing Strategy And New Initiatives
    Discover Financial Services Oct 2007 - Mar 2009
    Riverwoods, Il, Us
    As the leader of the Pipeline Management and Analysis Team, I was responsible for managing all processes associated with making tactical investment allocation recommendations largely based on key characteristics of initiatives in the opportunity pipeline. I developed the profitability models that were used to evaluate initiatives for technology prioritization and played a key role in determining the optimal projects to implement. I was also suporting the Chief Marketing Officer on various special projects.
  • Capital One
    Business Manager, Marketing And Analysis
    Capital One 2005 - 2007
    Mclean, Va, Us
    • Managed a team that was responsible for Internet Account Acquisition strategies through online partnerships with sites like Yahoo, Bankrate.com, Cars.com by initiating CPM, CPC based online marketing strategies driving volume and reducing costs• Responsible for all Internet channel analytics, profitability monitoring tools and reporting, including executive dashboards on business performance and served as the single point of contact for online analytics for other teams • Formulated & monitored the credit risk policies of the team• Developed the testing/learning agenda of the team and published periodic test results to senior management• Developed quarterly & annual forecast for the $4 billion direct to consumer auto finance business• Shaped business strategy and structured deals by developing business cases, profitability (NPV) models for new business opportunities ranging from $10M-$400M with companies including AutoTrader & GE Money• Role involves use of SAS, SQL, MS Excel and PowerPoint
  • Epic Systems Corporation
    Product Manager (Team Lead)
    Epic Systems Corporation 2003 - 2005
    Verona, Wi, Us
    Team Lead of 8 Engineers/Tech consultants, overseeing success of over 60 customer implementations. Primary responsibility included IT consulting as well as leading the team. Other activities included recruiting, sales, technical sales support and product management in the Healthcare space.Product and technology focus: post-relational databases, patient management, Enterprise Master Patient Index (EMPI)Extensive pre-sales experience by giving executive briefings and sales focused product demos to CxO level executives and medical directorsExtensive post-sales implementation experience with Epic's product Suite with a focus on the Identity EMPI productEpic certified in- Prelude- Identity- Clarity- EpicCare Ambulatory

Naga P. Skills

Analytics Strategy Product Management Management Leadership Business Strategy Business Development E Commerce Online Marketing Credit Cards Business Analysis Strategic Planning Marketing Digital Marketing Marketing Strategy Financial Analysis Customer Acquisition Project Management Cross Functional Team Leadership Online Advertising Enterprise Software Product Development Compliance Web Analytics Mobile Marketing Pricing Strategy Partnership Marketing Sem Seo Email Marketing Affiliate Marketing Payments Pricing Strategy Development Strategic Partnerships New Business Development Customer Experience Emr Mobile Payments Web Marketing Digital Strategy Entrepreneurship Financial Services

Naga P. Education Details

  • Northwestern University - Kellogg School Of Management
    Northwestern University - Kellogg School Of Management
    Dean'S List Honoree
  • Purdue University
    Purdue University
    Industrial Engineering & Operations Research
  • University Of Madras
    University Of Madras
    Mechanical Engineering
  • Psbb
    Psbb
    Science And Computer Science

Frequently Asked Questions about Naga P.

What company does Naga P. work for?

Naga P. works for Ratehub.ca

What is Naga P.'s role at the current company?

Naga P.'s current role is Chief Executive Officer and Board Member.

What is Naga P.'s email address?

Naga P.'s email address is naga.parvatharajan@gs.com

What is Naga P.'s direct phone number?

Naga P.'s direct phone number is +121290*****

What schools did Naga P. attend?

Naga P. attended Northwestern University - Kellogg School Of Management, Purdue University, University Of Madras, Psbb.

What skills is Naga P. known for?

Naga P. has skills like Analytics, Strategy, Product Management, Management, Leadership, Business Strategy, Business Development, E Commerce, Online Marketing, Credit Cards, Business Analysis, Strategic Planning.

Who are Naga P.'s colleagues?

Naga P.'s colleagues are Danielle Best, Robert Fortin, Lori Thorleifson, Someaa Malik, Paul Thomas Johnson, Jamie Costello, Amanda Mcgovern.

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