• Reviewed PPP Forgiveness Loans, ensuring compliance with SBA guidelines and accurate calculations.• Transitioned from R3 Forgiveness to Reconsideration team, increasing Partial amount loans and overturning Denials for improved outcomes. Moved to Post Payment for review of auto-reviewed loans with outstanding issues.• Wrote up detailed and thorough reviewer notes analyzing files stating if borrower provided all documentation and if documents provided were within the SBA guidelines. • Ran Maximum Loan Calculation to see if Full Loan Amount is met or Partial Loan Amount. Denied loans for not meeting SBA guidelines.• Gathered, analyzed and stacked documents for 100-135+ per month. Loans ranging from $20k to $20 million, including various business types.• Scrutinize IRS Business tax documents, payroll documents, employee health and retirement benefits, bank statements, and loan applications for accuracy and fraud.• Resolved hold codes on file due to incorrect NAICS codes, ineligible income, duplicate tax IDs, fictitious business and other discrepancies.• Reviewed 7-10 loans per day, and submitted 25+ per week for Full Approval, Partial and Denials.• Including requesting additional documents. Consistently exceed weekly, monthly, and quarterly quotas by 10-15%.• Coordinated with lenders through SBA Platform for document requests and loan status updates.• Forwarded loan packages to Higher Authority Review. Emailed and contacted Lender through Platform for status of loan and request for documents.

• Marketed consulting services, scheduled client appointments, enhancing client-consultant relationships.• Assisted clients in service selection, improving business outcomes and consultant profitability.• Optimized financial operations by managing billing, accounts receivable/payable, and processing payroll/commissions, ensuring accurate and timely transactions.

• Analyzed foreclosure files, reducing invoice amounts by minimizing foreclosure days through detailed reviews of attorney notes.• Crafted comprehensive investor reports, detailing factors affecting referral and sale periods.• Recognized as top researcher, setting standards for other lenders in the Investor Business Solutions Group.

• Managed a pipeline of 50+ loans monthly, refinancing Freddie Mac and Fannie Mae MHA/HARP (Home Affordable Refinance Program) loans.• Partnered with Loan Officer and Underwriting team to streamline loan processing. Timely review of loan application verifying income (VOE), assets, P & Ls, credit reports, title reports, and appraisals.• Cleared underwriting conditions, balanced HUD1, and sent closing documents to the Closing team.• Ranked in the top one-fourth for loan volume, demonstrating efficiency and accuracy.• Ensured compliance with all regulatory requirements, enhancing loan processing production.• Adapted quickly to regulatory changes, ensuring continued compliance.

Loan Adjuster 1• Gathered, Processed and Stacked documentation for Freddie Mac and Fannie Mae Loan Modifications under HAMP (Home Affordable Modification Program)• Meticulously analyzed hardship packages and performed income calculations, clearing conditions, insuring accuracy with Level A underwriting authority.• Facilitated communication between borrowers, Realtors, and short sale team, streamlining document collection and enhancing overall process efficiency.• Processed and funded 35-40+ conventional loans weekly, ensuring accuracy and compliance.• I received multiple awards for production and quality, including Quality Star 100% and Top 5% of production.Closer and Closing Auditor• Closer, closing 5-7 loans per day.• Packed loan Closing documents, verified final accurate TIL, including loan application, and all regulatory closing documents in file. • Sent documents to Title company for signing and later set up transfer of funds for refinance.• Audited loan files, verifying document accuracy, signatures, initials, and dates. Packed closing documents, ensuring regulatory compliance.