Financial Navigator
Allentown, Pennsylvania Area
Finance and medical insurance expert responsible for the review of Pre-Encounter Center scheduled cases for insurance coverage, calculation of liability, and communication of financial information to patients related to health insurance and out-of-pocket medical expenses. Work directly with patients to ensure collection of fees prior to service and establishment of payment plan if necessary (i.e. Medical Assistance, Affordable Care Act, COBRA, Indigent programs, etc.).• Regularly review patient accounts to determine if assistance or access to financial assistance program is necessary• Provide patients additional assistance through identification of unique patient situations (i.e. out-of- network insurance, uncovered services, discounts, financial assistance, etc.) • Readily answer inquiries from both self-pay and insured patients about St. Luke’s charges and pricing for procedures• Follow strict protocol established to resolve patient issues quickly and to allow for uninterrupted service within St. Luke’s Health Network• Evaluate patients for St. Luke’s Financial Assistance program by utilizing Search America and referring patient to the medical assistance vendor to mitigate payment issues and ensure completion of applications• Collaborate with clinical resources and other teams to evaluate medical necessity and urgency when determining timing of services and alternatives• Remain current and up-to-date on latest insurance developments and participate in ongoing education and training