Responsible for conducting credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. Key Achievements• Analyzed financial statements, credit reports, and other relevant data to determine creditworthiness.• Trend analysis of industry, financial statements, and environmental factors to properly determine risk ratios.• Assisted in the preparation of detailed credit reports, covenant tests… Show more Responsible for conducting credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. Key Achievements• Analyzed financial statements, credit reports, and other relevant data to determine creditworthiness.• Trend analysis of industry, financial statements, and environmental factors to properly determine risk ratios.• Assisted in the preparation of detailed credit reports, covenant tests, risk assessments for loan applications.• Developed and maintained relationships with portfolio managers to ensure timely and accurate flow of information.• Monitored existing credit accounts and conducted periodic reviews to assess risk and ensure compliance with company policies.• Collaborated with senior analysts and management to enhance credit evaluation processes and improve overall efficiency. Show less