Director of Lending Product - Originations, Credit Analysis, Underwriting, Monitoring, AI

Digital innovation in Fintech lending

Co-founded SilentScreen.co.uk - B2B SaaS productivity software.

Senior digital roles held across Digital Business Banking and Digital Mortgages. Specific expertise across lending acquisition, 3rd party partnerships and platforms.Led product teams on developing and managing a range of digital assets to both small businesses and customers - in the Barclays App (iOS and Android), secure and public sites. Ran product strategy, design, delivery and commercial optimization on a range of acquisition and lending products.Key highlights:- Doubled digital asset usage to 3m annual unique users in the mortgage acquisition channel - by delivering the first to market real-time Agreement in Principle, segment-specific mortgage calculators and highly optimised digital funnels. - Digital lending lead on the Bounce Back Loan Scheme - with over £10bn lent via digital channels. Delivered omni-channel and customer segmented application journeys to over 360k businesses.

Review and re-design of British Gas' Enterprise strategy.

Proposition Manager for Business Energy Insight - the first Smart enabled SME proposition in the UK. Delivered proposition from idea conception, customer testing, trial and full market launch in 18 months.

Management Consultant in the Marketing, Sales and Service capability unit - with clients across the public and private sectors, in industries such as FMCG, financial services, defence, telco and retail.

Procurement lead for 3 Tier-1 suppliers