With over 18 years of experience in the payments and banking industry, I am currently a Senior Product Architect at StoneX Global Payments, a leading provider of cross-border payment solutions for businesses and individuals. I hold CertPAY and blockchain certifications, which demonstrate my expertise and passion for designing and delivering innovative payment solutions that meet the needs of our customers and partners.In my role as a Senior Product Architect, I collaborate with business, technology, and compliance teams to understand the requirements, identify gaps, and explore opportunities for improving our payment products and services. I apply strong analytical skills to derive insights from data, creating effective solutions that align with the overall architecture and strategy.Additionally, I support the implementation, testing, and maintenance of our payment products and services, as well as sales enablement and product demonstrations. I have extensive experience in solution consulting, business analysis, process re-engineering, and project management across various payment domains, including ACH, RTGS, RTP,COMPLIANCE.I also have hands-on experience with payment applications such as Finacle, GPP, and Fircosoft.