With over 12 years of experience in credit analysis and investment research, I am currently a credit research manager and support US asset managers and middle-market direct lenders. My core competencies include assessing credit investment opportunities, forecasting and building cash flow and financial models, drafting investment memos, and conducting quarterly portfolio monitoring and review. I also increase client engagement and process improvement through ongoing interaction, and lead new pilots and client engagements. My responsibilities include team management and coaching colleagues.With a strong background in credit analysis for technology companies, I have analyzed corporates in software, hardware, semiconductor, and telecom industries from the US and EMEA region. I currently manage sector agnostic credit research teams. I have worked on investment grade, high yield, private credit, and leveraged loan transactions, and have performed liquidity, covenant, and recovery analysis.My prior experience as a structured finance credit analyst and arbitrage trader has further strengthened my understanding of the financial markets. I am proficient in using databases such as Bloomberg and Capital IQ, and have a proven track record of effectively communicating with clients. I am self-driven, detail-oriented, and have a strong work ethic. I hold a master's degree in finance and a bachelor's degree in electrical engineering. I am passionate about learning new skills and staying updated with the latest trends and developments in the financial markets.
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AvpBarclaysMumbai, Mh, In -
Manager - Credit ResearchSutherland Aug 2022 - PresentMumbai, Maharashtra, India- Team manager and credit analyst supporting US asset manager and middle market direct lender.- Assess credit investment opportunities for the portfolio manager by analysing risk reward parameters, capital structure, liquidity, and loan covenants.- Draft investment memos and provide recommendation on leveraged loans/high yield bonds.- Forecast and build cash flow and financial models.- Quarterly portfolio monitoring and review of valuation models.- Increase client engagement and process improvement through ongoing client interaction.- Lead new pilots and client engagements.- Foster a strong team culture, mentoring, and coaching. -
Lead AnalystCrisil Limited Apr 2017 - Aug 2022Mumbai, Maharashtra, India- Rating & credit analysis of corporates in Technology & Telecom sector (TMT) from US & EMEA region. Includes investment grade debt, high yield debt, & leveraged loans.- Conduct annual reviews, which include evaluating the company’s business & financial risk.- Provide support to analyse and rate new debt issuers.- Analyse the impact of corporate actions such as M&A, divestures, refinancing, etc.- Create financial models to forecast earning & cash flow.- Liquidity, covenant and recovery analysis.- Attend management meetings and co-present credit analysis and recommendation rationale to Standard & Poors (S&P) rating committee.- Conduct bond yield spread analysis to flag off rating action.- Collaborate on publishing full analysis or research updates.- Team management involves taking ownership of analytical workflow, capacity management, training, query resolution and mentoring junior team members. -
Senior Credit AnalystCrisil Limited Sep 2015 - Mar 2017Mumbai, Maharashtra, India- Credit Analysis of Corporate Securities from the Technology Sector. -
Senior Credit AnalystCrisil Limited Apr 2014 - Aug 2015Mumbai, Maharashtra, India- Credit Analysis of Structured Finance Securities (Asset Backed Securities). -
Credit AnalystCrisil Jun 2011 - Mar 2014Mumbai, Maharashtra, IndiaCredit Analyst (Structured Finance):- Support to S&P’s asset backed securities (ABS) credit rating team.- Collaborate with S&P’s primary analyst in reviewing asset-backed securities (Auto Loan, Manufactured Housing, Equipment Lease & Student Loan).- Project credit losses, analyse credit enhancements, payment waterfall and triggers in the transaction.- Present credit analysis and recommendation rationale to S&P rating committee.- Review and analyse cash flow outputs as part of surveillance transaction reviews.- Review & interpret transaction documents (indenture, servicing agreements, etc).- Assist S&P analyst with publication ideas on securitization and market outreach efforts. -
Associate DerivativesReligare Capital Markets Ltd May 2008 - May 2011Mumbai, Maharashtra, IndiaDerivatives Trader for a Proprietary Trading Desk- Worked for the Alternative Investment Management (AIM) Desk.- Handled Proprietary Fund and deployed the same in various arbitrage strategies at the Equity and Derivative Segment.- Analyzed corporate events like Mergers & Acquisition, Dividend, Stock Splits, FPO and Bonus Issue.- Conduct a Payout Analysis of Dividend to identify dividend arbitrage opportunities. - Interest Rate arbitrage.- Calendar Spreads.- Statistical arbitrage (Pair Trading) using various Quantitative Models. - Have done research to find the optimum way to hedge Option risk & In-depth analysis of Option Greeks.- Post trade analytics and performance benchmarking (MIS).- Interact with in house industry analyst, sharing of industry knowledge and events/news. - Experience of working on Online Databases like Bloomberg and Online Derivatives.
Naveen George Education Details
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Electrical Engineering -
Cleared Cfa Level-1
Frequently Asked Questions about Naveen George
What company does Naveen George work for?
Naveen George works for Barclays
What is Naveen George's role at the current company?
Naveen George's current role is AVP.
What schools did Naveen George attend?
Naveen George attended Ies's Management College And Research Centre (Iesmcrc), Rajiv Gandhi College Of Engineering, Research And Technology (Rcert), Cleared Cfa Level-1.
Who are Naveen George's colleagues?
Naveen George's colleagues are Vikas Chand, Ima Israr, Robert Ricker, Ashwani Singh, Lakshmanan Chellappan, Iram Ali, Scott Jamieson.
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