Neeraj Kumar Email and Phone Number
Neeraj Kumar work email
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Neeraj Kumar personal email
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I am a proactive and achievement-oriented professional offering over 18 years in the financial services industry, specializing in secured and unsecured loans, business loans against property, and digital lending, have driven RAROC improvement for mortgages across home loans, LAP, and affordable housing. I am a Vice President of Strategic Programs, leading initiatives to enhance operational excellence in the Home Loans and Bharat Bank sectors, including spearheading Project North Star, which aims to boost RAROC by 2X by 2027. I am known for fostering a collaborative environment, mentored junior staff, promoted teamwork and accountability, and led cross-functional collaboration with key stakeholders, resulting in improved team performance and morale.• Managed run rate of more than 5500 Cr per month in Home Loans to achieve 44000 Cr Disbursements in FY 2024 in Axis Bank• Managed to build profitable digital loans cross sell at Tata Capital moneyfy in 6 months, contributed 90% in revenues for FY 2023/24• Handled Product Head responsibilities at Muthoot Fincorp Limited, developed micro business loans, Finnone Implementation with EDI, EWI & EMI products for secured and unsecured business loans.• Handled Commercial Vehicle Finance book of 250 Cr in FY2013, 5 Lakh Cobranded Credit card portfolio in FY 2013, Developed Ecosystem business loans and built a book size of Rs 4000 Cr by FY2018• Worked with MDs& CEOs with direct reporting at Tata Securities, Stock Holding corporation of India Limited and Shriram transport finance co ltd and participated in Strategic programs and product development
Axis Bank
View- Website:
- axisbank.com
- Employees:
- 97942
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Vice President Strategic Initiatives And Product And Channel ManagementAxis BankMumbai, Mh, In
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Vice President Strategic Initiatives/ Product & Channel ManagementAxis Bank Jul 2023 - PresentMumbai• Driving Mortgage RAROC across the products by initiating projects with specific impetus on branch Efficiencies, product management, process improvement, people management and cross sell.• Directing the strategic vision for Product & Channel Management, concentrating on Home Loans and Bharat Bank, while ensuring alignment with both organizational objectives and market requirements.• Managing the extensive operations of multiple channels, such as Branch, Segments, Direct Selling Agents (DSAs), Connectors, and Digital platforms, to optimize outreach and drive sales.• Leading initiatives aimed at improving service penetration rates, including insurance offerings, through the Home Loans team, which contributes to the growth of revenue streams.• Managing the complete Call Centre operations, ensuring efficient lead qualification and smooth loan disbursement processes to elevate customer satisfaction.• Designed & implemented creative marketing campaigns and promotional strategies focused on boosting sales across various channels, leading to an increase in market share.• Working in partnership with Credit, Policy, and Compliance teams to execute essential product and policy modifications, ensuring compliance with regulatory standards.• Collaborating with the Business Intelligence Unit (BIU) and Credit teams to set criteria for pre-approved home loan offers, thereby improving customer acquisition strategies.• Playing a key role in the technical improvement of systems used across various channels, ensuring operational efficiency and a better user experience.
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Product Head- Loan & Alternate ProductsTata Capital Aug 2021 - Jul 2023Mumbai, Maharashtra, India• Managed the Loans, Insurance, and Third-party distribution business for Moneyfy, a digital platform, ensuring alignment with market trends and customer needs.• Identified and established strategic partnerships with major marketplace players, driving the digital lending agenda and enhancing product visibility.• Managed the development of digital customer journeys, ensuring a seamless user experience from application to disbursement.• Innovated and implemented new product offerings, including a loan aggregator and insurance platform, to diversify the product portfolio.• Monitored online lead traffic and orchestrating digital marketing campaigns to optimize customer engagement and conversion rates.• Created compelling product creatives, informative blogs, and engaging webinars to educate customers and promote product offerings.• Coordinated with cross-functional teams, including Operations, Credit, Legal, Compliance, Audit, Training, and Finance, to establish robust processes for new and existing products.• Led the setting up an analytics desk to track performance metrics, driving improvements in traffic, conversions, and overall revenue generation -
Product HeadMuthoot Fincorp Ltd. Jul 2018 - Aug 2021Mumbai, Maharashtra, IndiaAs the Product Head for Business Loans at Muthoot Fincorp Limited, I led strategy, innovation, and implementation of secured, unsecured, and gold loan products. Managed IT systems, drove profitability, and led a team of 7 managers, streamlining processes and monitoring market share. Spearheaded tie-ups with industry players for digital lending and coordinated with key departments. Launched new gold loan variants, established an analytics desk, and activated 600+ branches for gold loan sales via MSME teams, enhancing productivity and revenue. -
Assistant General Manager ProductsShriram Transport Finance Company Limited Apr 2017 - Jul 2018Mumbai -
Senior ManagerShriram Transport Finance Co. Ltd. Jul 2013 - Mar 2017Bandra Kurla Complex, MumbaiProfile: Assistant General Manager (AGM) at Shriram Transport Finance Company LimitedKey Contributions:• Orchestrated nationwide launch of Secured & Unsecured business loans, from concept to implementation.• Oversaw the development and deployment of IT systems for product integration across 2400 branches, facilitating seamless operations.• Conducted extensive training initiatives, ensuring the successful rollout of products nationwide.• Managed a 150 Cr. commercial vehicle portfolio for a bank, and administered a portfolio of 5 Lakh co-branded credit cards for customers.• Served as Convener of the Central Credit Committee, facilitating credit decisions for loans exceeding 50 lakh and managing non-recoverable cases' waivers and write-offs.• Designated as the Single Point of Contact (SPOC) for addressing consumer complaints within the organization.
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Manager & Executive Assistant To Md & CeoStockholding Corporation Of India Limited Jun 2010 - Jan 2013Mumbai, Maharashtra, IndiaJob Profile :Executive Assistant to MD & CEOCoordination with Senior ManagementParticipating in Organizational Business Planning and StrategiesSetting -up monitoring mechanismsSetting up business processes to enhance sales aptitude and hence customer experiencesDrive corporate initiatives with senior management -
Manager- Retail Business & Executive Assistant To CeoTata Securities Ltd Dec 2007 - Jun 2010Job Profile : Develop & Manage- Distribution channelBusiness Planning, Strategy DevelopmentBudget preparationCoordination with the steering committee Retail AnalyticsExtensive travelling across India for business development.Develop efficient business processesPreparation and implementation of Balanced Score cardPreparation of strategy presentation for Board
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Management Trainee At Executive Directors OfficeShriram Transport Finance Company Ltd Nov 2006 - Dec 2007Mumbai, Maharashtra, IndiaJob Profile : • Management Trainee to Executive Director• Studied Indian market for the used commercial vehicle finance Business• Product Development- Tyre Loan, Engine Loan, Accident Loan (Ancillary to Commercial Vehicle loans)• Conducted survey for three-wheelers market in India to study the feasibility of financing -
Research AssociateGtl Limited Jan 2006 - Oct 2006IndiaJob Profile : Research & Analysis for a Swiss company.Research on sustainability of Fortune 3000 companies as per GRI guidelines.Quality evaluation of Research reports on sustainability of MNCs as per GRI guidelines.Detailed analysis and interpretation of financial statements, extra financial reports and regulatory filings (SEC filings like 20-F, 10-K etc.)
Neeraj Kumar Skills
Neeraj Kumar Education Details
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Cfa InstituteCfa Level I Exam Passed -
Icfai UniversityCapital Market Related
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Finance -
Mathematics, Electronics & Physics -
Sainik School KorukondaMathematics, Biology, Physics & Chemistry
Frequently Asked Questions about Neeraj Kumar
What company does Neeraj Kumar work for?
Neeraj Kumar works for Axis Bank
What is Neeraj Kumar's role at the current company?
Neeraj Kumar's current role is Vice President Strategic Initiatives and Product and Channel Management.
What is Neeraj Kumar's email address?
Neeraj Kumar's email address is ne****@****ail.com
What schools did Neeraj Kumar attend?
Neeraj Kumar attended Cfa Institute, Icfai University, Savitribai Phule Pune University, Andhra University, Sainik School Korukonda.
What skills is Neeraj Kumar known for?
Neeraj Kumar has skills like Management, Team Management, Business Planning, Business Development, Business Strategy, Mis, Banking, Strategy, Project Planning, Business Analysis, Leadership, Employee Engagement.
Who are Neeraj Kumar's colleagues?
Neeraj Kumar's colleagues are Mukta Joshi, Hardik Modi, Sahil Saravade, Kunwar Ji Gupta/ Isb- Ampba/frm-1/ Iim- Lko-Gmpe, Ashutosh Kumar, Venkata Ramesh Nambari, Kavita Bellad.
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Neeraj Kumar
Bengaluru -
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Neeraj Kumar
Avp - Global International Business (Usa, Canada, Europe, Uk, Latin America & Emerging Markets) - Pharma | B2B | Out-Licensing | In-Licensing | Bd | Strategy | Alliance Management | Operations.Thane3enalteclabs.co.in, gmail.com, usv.in -
Neeraj Kumar
Gurugram -
Neeraj Kumar
Founder @ Arkreach & Quick Brown Fox | Reshaping Pr Analytics With Ai & Machine Learning | Technologist & EntrepreneurDelhi, India
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