Nicholas Cramer Email & Phone Number

• Created a discounted cash flow model to estimate equity and enterprise values of the company in preparation for capital raises, sensitizing for variable market conditions while maintaining flexible customizations for.
• Designed custom financial tools and trackers to monitor restaurant performance and isolate underperforming areas for improvement, collaborating closely with Operations and Culinary teams to precisely tailor.
• Analyzed financials across dozens of individual restaurant locations to create clean, legible financial data during monthly P&L reviews to allow for streamlined meetings and actionable takeaways while monitoring.

Miami, Florida, United States

For two years, I pursued a passion for food and hospitality by working in professional kitchens. I began as a cook at a small, neighborhood restaurant in New York before ultimately advancing into leadership roles at some of the top kitchens in Miami.

New York, New York, United States

• Managed a portfolio of asset based loans totaling ~$10B outstanding with 20 companies, taking responsibility for all required amendments and refinancings of loans as well as handling standard reporting and relations.
• Analyzed financial statements and company info for risks and mitigants to create quarterly internal credit ratings for loans
• Originated, structured, and syndicated asset based loans of up to $2B, participating in all aspects of the deal process from initial negotiations with the company to internal approval to external syndication with other.

New York, New York

• Modeled revenue and debt service cash flows in Excel to size maximum debt capacity for the project-level financing of a $1.2B wind turbine power plant, utilizing capital from Citi’s corporate balance sheet after risk.
• Researched investor questions and comps for marketing of private placement bonds and managed bid books during pricing
• Wrote a 100+ page credit memo as part of successful risk approval of a loan to complete construction of a $1.4B LNG power plant in Panama, synthesizing info from financial models, engineer reports, and local office.

Dallas, Texas

• Developed a system of HAZMAT reporting at a chemical company, bringing operations into compliance with OSHA policy
• Analyzed company financials to find reasons for falling profit despite rising sales, resulting in the adoption of a new customer pricing strategy to continuously protect profit margins
• Constructed an activity-based costing model to find customer profitability based on gross margins, delivery size, and distance which is used in the cost-benefit analysis by the company before taking on potential.

Washington, D.C.

Elkhart, Indiana

• Received incoming shipments, organizing an overstocked warehouse to allow easy access to the most used product parts
• Prepared orders, ensuring proper quantities, item numbers, and labels with a 0% defect rate during my employment

South Bend, Indiana

South Bend, Indiana

• Consistently delivered projects and output goals ahead of schedule and aided in creating a business plan for sustainable company success
• Led small team to complete job tasks; performed cost and time estimates on jobsites; wrote client proposals and contracts
• Renovated client properties, ranging from removing and planting large shrubbery to placing flowers and laying gravel