Nicholas Thorpe Email & Phone Number

Melbourne, Australia

Judo Bank is a new Challenger Bank, specifically created to exploit growing dissatisfaction with and gaps inherent in the Australian small to medium enterprise banking market. Judo is a specialist, purpose built, relationship centric service proposition designed to specifically address niche segments and the underserviced SME market. Judo's core philosophy is that each SME is unique and that relationships are built on deep understanding and trust. Interim Co-CRO -… Show more Judo Bank is a new Challenger Bank, specifically created to exploit growing dissatisfaction with and gaps inherent in the Australian small to medium enterprise banking market. Judo is a specialist, purpose built, relationship centric service proposition designed to specifically address niche segments and the underserviced SME market. Judo's core philosophy is that each SME is unique and that relationships are built on deep understanding and trust. Interim Co-CRO - EnterpriseFrom March 2024 - September 2024 I am in the role of Co-CRO Enterprise, accountable executive for all non-credit risk at Judo Bank. In this role I am on the Executive Committee of the Bank and have full accountability under FAR.In this role I lead a team of 17 people with specific accountabilities as follows:- Information Security - Technology, Data and Cyber risk oversight- Operational Risk and Compliance- Balance Sheet and Liquidity Risk- Regulatory strategy and engagement- BCM and CPS230 Readiness- CPS220 Risk Management Declaration and RMF Effectiveness- Risk Appetite Statement and Risk Culture FrameworkI sit on the Management Board Risk Committee and attend the Board Risk Committee where I prepare and present risk papers. I am focussed on connecting the dots across the organisation to get a holistic picture of risks and opportunities, ensuring the risk function is focussed on the risks that matter Across 2018/19, I was a key member of the small team that worked on Judo's banking licence application with APRA which was a complex but ultimately satisfying task. Since licence, I have worked closely with the CRO to build out the Risk function, adding considerable people as we look to scale the function to match the size and complexity of the business we are building. I am also accountable for the design and implementation of the Risk Management Framework ensuring it remains right sized as we scale. Show less

Melbourne, Australia

The position of GM Risk has overall accountability for the oversight of risk management for the Broker and direct business units at NAB as well as accountability for high risk credit origination within those businesses. The role is responsible for developing an annual oversight plan, ensuring compliance with risk frameworks and ensuring awareness of emerging risks and planning a response where appropriate. The role is also required to provide commercial insights from an internal and external… Show more The position of GM Risk has overall accountability for the oversight of risk management for the Broker and direct business units at NAB as well as accountability for high risk credit origination within those businesses. The role is responsible for developing an annual oversight plan, ensuring compliance with risk frameworks and ensuring awareness of emerging risks and planning a response where appropriate. The role is also required to provide commercial insights from an internal and external perspective to assist senior management in making informed decisions and ensure the right risks are taken for the right return with the right controls. Show less

Melbourne, Australia

The main purpose of this role is to establish and maintain the structure and processes to ensure credit decisioning, lending standards and the retail lending portfolio are managed in accordance with lending policies and the agreed risk appetite. The role is a national role, leading a large team, which covers state based distribution as well as broker and direct channels and partners with NAB's retail bank to optimise the risk / reward relationship with the risk appetite and is responsible for… Show more The main purpose of this role is to establish and maintain the structure and processes to ensure credit decisioning, lending standards and the retail lending portfolio are managed in accordance with lending policies and the agreed risk appetite. The role is a national role, leading a large team, which covers state based distribution as well as broker and direct channels and partners with NAB's retail bank to optimise the risk / reward relationship with the risk appetite and is responsible for fostering and leading the desired risk management culture and behaviours. Show less

Docklands, Victoria 3008

As Head of Group Regulatory Affairs at National Australia Bank I lead a team that manages the strategic engagement with our primary regulator, the Australian Prudential Regulation Authority, in addition to development and oversight of the framework to ensure compliance with the Prudential Standards.

Melbourne, Australia

The responsibilities of this role included• Provision of insight and technical advice to business units – become a trusted business advisor• Manage the day to day regulatory engagement including hosting interactions and embedding the centralised regulatory model• Drive compliance and awareness of regulatory requirements• Management of regulatory correspondence including regular Board reporting• Deliver successful outcomes from Prudential reviews• Raise regulatory… Show more The responsibilities of this role included• Provision of insight and technical advice to business units – become a trusted business advisor• Manage the day to day regulatory engagement including hosting interactions and embedding the centralised regulatory model• Drive compliance and awareness of regulatory requirements• Management of regulatory correspondence including regular Board reporting• Deliver successful outcomes from Prudential reviews• Raise regulatory risk awareness through contributions to Group Risk Committees Show less

Melbourne, Australia

•Owning the Treasury regulatory change agenda and ensuring stakeholders are fully informed with respect to Basel III, APRA’s Conglomerates reform and other major reform proposals (US Dodd Frank, UK Bank Levy, US and Euro Stress Testing)•Determining the impact on the Group of regulatory reform and ensuring the potential impacts are understood throughout the organisation•Preparation of regular capital reporting to Principal Board and Committees •Author of NAB’s response to APRA’s… Show more •Owning the Treasury regulatory change agenda and ensuring stakeholders are fully informed with respect to Basel III, APRA’s Conglomerates reform and other major reform proposals (US Dodd Frank, UK Bank Levy, US and Euro Stress Testing)•Determining the impact on the Group of regulatory reform and ensuring the potential impacts are understood throughout the organisation•Preparation of regular capital reporting to Principal Board and Committees •Author of NAB’s response to APRA’s Proposals for Conglomerate Supervision including facilitation of cross organisational working group•Responsible for capital forecasting, reporting and assisting the Group in executing capital management initiatives•Key member in enterprise wide stress testing process, including analysis of stressed results on capital position and actions to remedy Show less

Melbourne, Australia

Melbourne, Australia

Stamford, Connecticut, Usa

Stamford, Connecticut, Usa

London, United Kingdom

Adelaide, Australia

Chartered Accountant in a mid market Adelaide firm.

Company Directors Course

Graduate Diploma Of Finance And Investment, Banking, Corporate, Finance, And Securities Law

Chartered Accountant, Accounting And Finance

Bachelor Of Economics, Accounting