At Spruce Financial, we are an independent financial advisory firm specializing in comprehensive, long-term financial planning. Located in Grand Junction, Colorado, our firm represents the principles of genuine honesty, hard work and simplicity that our community embraces.We serve clients in Colorado and surrounding states. We serve each client with an open mind and a desire to provide personalized solutions not products. We know that each individual has unique circumstances that require innovative problem solving. We work tirelessly to find strategies to help your money last as long as you live without paying unnecessary taxes. The solutions we provide can help alleviate tremendous financial burdens, helping you and your families gain financial freedom that affects generations. Our efforts play an important part in building life-changing financial security.We value the trust you put in us to help manage your financial affairs, and we don’t take this responsibility lightly. We are committed to doing our best to serve you.2470 Patterson RdUnit 5 Suite 1Grand Junction, CO 81506720-289-1736nick@spruce-financial.comhttps://www.kestrafinancial.com/disclosuresSecurities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Spruce Financial is not affiliated with Kestra IS or Kestra AS.This site is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra AS may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance Department at 844-5-KESTRA (844-553-7872). The web site links referenced are being provided strictly as a courtesy. Neither us, nor Kestra IS or Kestra AS are liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of the links provided.