Nikita Nigam
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Nikita Nigam Email & Phone Number

Corporate Finance | Financial Analysis | Underwriting C&I CRE | Credit Risks at Heritage Bank of Commerce
Location: San Francisco Bay Area, United States, United States 4 work roles 2 schools
1 work email found @obcindia.co.in LinkedIn matched
✓ Verified Jun 2026 4 data sources Profile completeness 100%

Contact Signals · 1 work email

Work email n****@obcindia.co.in
LinkedIn Profile matched
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Current company
Role
Corporate Finance | Financial Analysis | Underwriting C&I CRE | Credit Risks
Location
San Francisco Bay Area, United States, United States
Company size

Who is Nikita Nigam? Overview

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Quick answer

Nikita Nigam is listed as Corporate Finance | Financial Analysis | Underwriting C&I CRE | Credit Risks at Heritage Bank of Commerce, a company with 205 employees, based in San Francisco Bay Area, United States, United States. AeroLeads shows a work email signal at obcindia.co.in and a matched LinkedIn profile for Nikita Nigam.

Nikita Nigam previously worked as Relationship Credit Manager at Heritage Bank Of Commerce and Sr. Credit Analyst- Commercial credit at California Bank Of Commerce. Nikita Nigam holds Certification In Finance (15 Academic Units Course) from University Of California, Berkeley.

Company email context

Email format at Heritage Bank of Commerce

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{first}@obcindia.co.in
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Profile bio

About Nikita Nigam

With over 10 years of experience in commercial lending, primarily with PSUs foreign banks, and banks in the SF Bay Area, I am currently working with Heritage Bank of Commerce. Known as a premier business bank in the Bay Area, it serves the needs of commercial businesses in California.

Listed skills include Financial Analysis, Project Appraisal, Credit Analysis, Banking, and 5 others.

Current workplace

Nikita Nigam's current company

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Heritage Bank of Commerce
Heritage Bank Of Commerce
Corporate Finance | Financial Analysis | Underwriting C&I CRE | Credit Risks
san jose, california, united states
Employees
205
AeroLeads page
4 roles

Nikita Nigam work experience

A career timeline built from the work history available for this profile.

Relationship Credit Manager

Current

California, United States

-Underwrite commercial loans (New and renewal) for various industries including tech, non-profit, manufacturing, contractors, real estate and more.-Aide a team of Loan Officers in delivering multiple loan facilities to meet our clients’ needs from formula and non-formula lines of credit, commercial real estate and term loans ranging from $100M and above in.

Aug 2024 - Present

Sr. Credit Analyst- Commercial Credit

California, United States

-Provide in-depth and independent analysis of Financial statements, Tax return Analysis (Individual & Business), Bank Borrowing Certificate analysis (AR Aging), PFS analysis.-Knowledge and understanding of covenant compliance.-Underwriting commercial Line of credit and other facility. -Assisting other team members and provided training if.

Oct 2022 - Jul 2024

Assistant Manager (Fa)

-Underwrote all types of credit exposure (Large and MSME), managed an assigned credit portfolio, successfully closed new business relationships and expanded existing relationships.-Platform-Finacle, IMAC Risk model, Lens, OLS-tech based lending solution and traditional write up(non-tech based)

Aug 2012 - Sep 2022
Team & coworkers

Colleagues at Heritage Bank of Commerce

Other employees you can reach at heritagebankofcommerce.com. View company contacts for 205 employees →

2 education records

Nikita Nigam education

Certification In Finance (15 Academic Units Course)

1. International Finance 2. Basic Corporate 3. Intermediate Finance 4. Financial Securities & Analysis 5. Corporate Financial & Modelling.

Master Of Business Administration - Mba/Pgdm, Business Management /Finance

6 Trimester Program (2 years) Major- Finance

FAQ

Frequently asked questions about Nikita Nigam

Quick answers generated from the profile data available on this page.

What company does Nikita Nigam work for?

Nikita Nigam works for Heritage Bank of Commerce.

What is Nikita Nigam's role at Heritage Bank of Commerce?

Nikita Nigam is listed as Corporate Finance | Financial Analysis | Underwriting C&I CRE | Credit Risks at Heritage Bank of Commerce.

What is Nikita Nigam's email address?

AeroLeads has found 1 work email signal at @obcindia.co.in for Nikita Nigam at Heritage Bank of Commerce.

Where is Nikita Nigam based?

Nikita Nigam is based in San Francisco Bay Area, United States, United States while working with Heritage Bank of Commerce.

What companies has Nikita Nigam worked for?

Nikita Nigam has worked for Heritage Bank Of Commerce, California Bank Of Commerce, Punjab National Bank, and Sidbi(Small Industries Development Bank Of India).

Who are Nikita Nigam's colleagues at Heritage Bank of Commerce?

Nikita Nigam's colleagues at Heritage Bank of Commerce include Elizabeth Manzo, Arnold Thornton, Claudia Ferguson, Iris Wong, and Eija Sommerfield.

How can I contact Nikita Nigam?

You can use AeroLeads to view verified contact signals for Nikita Nigam at Heritage Bank of Commerce, including work email, phone, and LinkedIn data when available.

What schools did Nikita Nigam attend?

Nikita Nigam holds Certification In Finance (15 Academic Units Course) from University Of California, Berkeley.

What skills is Nikita Nigam known for?

Nikita Nigam is listed with skills including Financial Analysis, Project Appraisal, Credit Analysis, Banking, Working Capital Assesment, Project Finance, Corporate Finance, and Ratio Analysis.

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