Niko Virvilis Email & Phone Number

Vancouver, Bc, Ca

Canada

Canada

Toronto, Ontario, Canada

Managed a team of 5 developers to build a self-serve onboarding journey to enable founders to access working capital without human intervention.Led the research, negotiations and integration of automated customer identity verification in Clearco’s onboarding application to reduce customer activation time by 47% and internal review processes by 32%.Identified opportunities to improve our financial integration reliability by 40% by improving our API integration with 3rd party services.Managed a project to simplify contract storage and execution from multiple eSign providers and cloud storage solutions, improving legal document storage and execution, and reducing 3rd party integration costs by 50%. Identified gaps in our KYC/AML integrations, and led the build of improved JSON request payloads to increase response accuracy by approximately 30%.

Toronto, Ontario, Canada

Responsible for building and managing proprietary and 3rd party enterprise systems.Collaborated across engineering pods to improve our data pipeline via Segment to bridge Clearco’s internal MIS and Salesforce; reducing manual entry processes.Engaged with internal teams at Clearco to create a Data Classification Framework for managing customer PII. Worked with engineering to build a Role-Based Access Control service, making Cleaco compliant with GDPR standards for international expansion.Enabled OAuth2.0 via Okta for Clearco’s MIS to improve security and role management for employees.

Toronto, Ontario, Canada

Worked with a world-class product and engineering team to launch and scale multiple payments and banking products.Here's a couple things I did:ClearCash (Business Bank Account):To validate the proof of concept, I conducted founder interviews to identify product market fit and test multiple acquisition campaigns for features such as FX payments, accounting, corporate cards and payment processing. Targeted campaigns contributed to 45% month-over-month acquisition growth in the first year.Payment Rails Improvements:Worked with the General Manager of Banking and Payments to model and negotiate ACH, SWIFT and interchange contracts, increasing payment margins by 5% across the org.ClearCard (Charge Card Experiment):Managed the onboarding, underwriting and payments of Clearco's charge card experiment.

Toronto, Canada Area

Reviewed and deployed over $100MM in growth capital across 1500+ businesses.Researched, tested and validated Clearco's financial underwriting framework to assess businesses’ risk grade, balancing sales and risk targets, which stabilized default rates during the global pandemic.

Pune, India

I had an incredible opportunity to travel to India to work on optimizing Suzlon's wind turbine blade manufacturing process. During my co-op, I researched the end-to-end manufacturing process by conducting factory visits, management interviews and competitive analyses. Based on my research, I identified three minor investments to reduce process waste and improve process efficiency by 16%.At the time, Suzlon was still monitoring throughput on a whiteboard, so I worked with the SAP architects to build a monitoring dashboard to support real-time reporting and enable management to make faster and more accurate decisions on process improvements.

Toronto, Ontario, Canada

During my time on the North American Financial Institutions team, I gained exposure to various lending facilities and assessment procedures. I spent the majority of my time reviewing financial statements from a variety of industries and composing reviews for the Credit Department. I also gained experience with an array of programs such as Livelink, Moody’s Risk Analyst, and Bloomberg.For my final project, I conducted research on the mid-cap investment dealers market in the UK to assist in expanding BMO Canada's loan footprint. I valuated collateral portfolios, conducted legal due diligence and helped secure a number of credit facilities for new UK clients.

Toronto, Canada Area

609, Granville St, Vancouver, Bc

Master Of Science (Msc), Economics And Business Administration

Dual-Degree Ivey-NHH: Specialization in Energy, Natural Resources and Environment

Master Of Science - Msc, International Business

Awards & Scholarships: - Dean’s Honour List (Top 10% of Graduating Class) - International Business Student Award Activities & Societies.

Certificate, Product Management

APM Toronto is Canada’s leading Product Management training program. The APM Program is the first-of-its-kind, partner-based vocational.

Bachelor Of Science (B.S.), Geological And Earth Sciences/Geosciences

Awards & Scholarships: - Dean's Honor List (2016 and 2017) - Dogwood District Scholarship (2013) Activities & Societies: - VP, Western.

High School Diploma

Graduated with honours & 90% cumulative average Awards: - Headmaster's Leadership Award - Headmaster's Honour Roll - Philip Rigg.