Ideator, Consultant (Banking-IT, FinTech, Bespoke ERP, Strategy), Published Writer30+ years experience in Banking and IT solutioningIT Solutioning -- Core Banking, Loans Origination System, Loans Management System, NPA Management System, Dashboard (DSS), TBA, ERP Banking -- Retail Banking, Consumer Loans, MSME & Trade Finance, NPA Management and Rural Banking)Handled teams for ideation, design, development, presales & implementation of:1> Core banking (CBS) product – approved by NAFSCOB for SAAS implementation2> Bilingual TBA/PBA product – English & Hindi UI3> ERP product for SMEs – 20+ modulesWorked on 1> Specs detailing for loaning Fintech startups 2> Customization of US/Canadian Retail CBS product for international market3> Customization of 4 Indian TBA (Total Branch Automation) products for Indian bank Managed software projects on diverse technology platforms like UNIX/Oracle, UNIX/Informix, Novell Netware/Betrieve, VME/MF-COBOL, D2K/Oracle/WinNT, VB/SQL Server/Win2000, Java/SQL Server and dotNet/Oracle for BFS – as well as non-BFS – entities based in SAARC, ASEAN, Latin America & Africa.Published writer (English Fiction and Hindi Verses)Had a brief stint with Ramakrishna Mission teaching computers to visually impaired students and trying to learn to "do without in order to grow within"