AeroLeads people directory · profile

Niranjan Kumar Email & Phone Number

National Head - Personal loans ( sales and distribution ) at IDFC FIRST Bank
Location: Bengaluru, Karnataka, India 6 work roles 3 schools
LinkedIn matched
✓ Verified May 2026 3 data sources Profile completeness 86%

Contact Signals

LinkedIn Profile matched
3 free lookups remaining · No credit card
Current company
IDFC FIRST Bank
Role
National Head - Personal loans ( sales and distribution )
Location
Bengaluru, Karnataka, India
Company size
12516 employees

Who is Niranjan Kumar? Overview

A concise factual answer block for searchers comparing this professional profile.

Quick answer

Niranjan Kumar is listed as National Head - Personal loans ( sales and distribution ) at IDFC FIRST Bank, a company with 12516 employees, based in Bengaluru, Karnataka, India. AeroLeads shows a matched LinkedIn profile for Niranjan Kumar.

Niranjan Kumar previously worked as National Head - Personal loans at Idfc First Bank and VP Personal loans at Idfc First Bank. Niranjan Kumar holds Fintech And Ai from Indian Institute Of Management, Kozhikode.

Company email context

Email format at IDFC FIRST Bank

This section adds company-level context without repeating Niranjan Kumar's masked contact details.

IDFC FIRST Bank

Review company-level records connected to Niranjan Kumar before choosing the right outreach path.

View email format View company profile Management contacts
Profile bio

About Niranjan Kumar

Integrity, Customer centricity, Excellence & Innovation are my core values that define me, guiding my thoughts and actions across both my professional and personal pursuits. My purpose is to establish my organization as an industry leader through effective business strategies, collaboration among internal teams and external partners, and inspiring teams to achieve business targets.My expertise lies in Sales, Business strategy, Digital Transformation, and Channel Management. I am passionate about driving innovation and excellence within the personal loan segment while cultivating a highly motivated team, resulting in acquisitions and retention of a loyal customer base.My performances over the last two decades have led to role enhancements and recognitions, including awards for myself, my team, and our organization. I received the 'Chairman’s Award' at IDFC Bank in 2016, for launching & leading a new business vertical from scratch.In my current role at IDFC BANK, I am the National Head for Personal Loans. My responsibilities include managing and expanding a significant portfolio of personal loan products, overseeing a cross-functional team of over 180 professionals, and collaborating with internal and external stakeholders to deliver customer-centric solutions.Functional expertise: Business strategy, Sales & Business Development, Digital transformation, Innovation, Customer acquisition & retention, New Vertical launches, Channel partner management, Operational excellence, Compliance.

Current workplace

Niranjan Kumar's current company

Company context helps verify the profile and gives searchers a useful next step.

IDFC FIRST Bank
Idfc First Bank
National Head - Personal loans ( sales and distribution )
Bengaluru, KA, IN
Website
idfcfirstbank.com
Employees
12516
AeroLeads page
Company profile
View company profile Email format
6 roles

Niranjan Kumar work experience

A career timeline built from the work history available for this profile.

National Head - Personal Loans ( Sales And Distribution )

Idfc First Bank

Bengaluru, KA, IN

National Head - Personal Loans

Current
Idfc First Bank

India

I am accountable for the expansion of our personal loan portfolio from strategy through execution. This entails overseeing a team of 4 Zonal Heads and 9 Regional Heads, as well as managing dotted line reporting for 175 Relationship Managers. Additionally, I supervise 250 off-roll and 500 on-roll employees, reporting directly to the Business Head.My role.

Jun 2018 - Present

Vp Personal Loans

Idfc First Bank

Bengaluru, Karnataka, India

I established and managed the end-to-end business vertical of Personal Loans, overseeing everything from market research to customer acquisition strategies. This included leading the onboarding of channel partners nationwide, optimizing P&L payout-to-market through digital enhancements, and successfully launching a direct-to-customer channel for acquiring.

Dec 2016 - May 2018

Zonal Head – Cross Sell, Consumer Durables, Store Distribution

Idfc First Bank

Bengaluru, Karnataka, India

Over a period of 5 years, I had the opportunity to take up various roles, including Zonal Head for Consumer Durables (South India), Zonal Head for Store Distribution for all retail products and property services within Future Group stores, and Zonal Head for Cross-sell for Personal Loans, Business Instalment Loans, and Loan Against Property.

Sep 2011 - Nov 2016

Avp - Consumer Business ( Karnataka )

Barclays

Bangalore

I launched the Bengaluru operations, handling everything from finding good locations to ensuring high-quality hiring, all within our budget. I created policies and ensured smooth day-to-day operations, setting a strong foundation for future growth. My main tasks included setting and reaching targets for different areas, managing our budget tightly to use.

Jan 2008 - Oct 2011

District Manager

Citi

Bengaluru, Karnataka, India

I began my journey as a Relationship Manager through campus recruitment, entrusted with managing Direct Selling Agents (DSAs) and channels, overseeing Personal Loans (PL), Business Instalment Loans (BIL), Loan Against Property (LAP), and Home Loans (HL) across the Bengaluru district. I led a team of 26 employees across 4 branches.

Jun 2003 - Dec 2007
Team & coworkers

Colleagues at IDFC FIRST Bank

Other employees you can reach at idfcfirstbank.com. View company contacts for 12516 employees →

RP Rahul P Rahul P Colleague at Idfc First Bank Bhopal, Madhya Pradesh, India, India View → SS Samarth Singh Samarth Singh Colleague at Idfc First Bank Mumbai, Maharashtra, India, India View → RD Rajeswari Datta Rajeswari Datta Colleague at Idfc First Bank Delhi, India, India View → AS Abhishek Saha Abhishek Saha Colleague at Idfc First Bank Haora, West Bengal, India, India View → GR Gurudutt Revankar Gurudutt Revankar Colleague at Idfc First Bank Mumbai, Maharashtra, India, India View → SK Sathyanarayana K Sathyanarayana K Colleague at Idfc First Bank Hyderabad, Telangana, India, India View → SA Swathi A Chakrapani Swathi A Chakrapani Colleague at Idfc First Bank Navi Mumbai, Maharashtra, India, India View → CL Ca Laya Billa Ca Laya Billa Colleague at Idfc First Bank Bhiwandi, Maharashtra, India, India View → FH Furquan Haque Furquan Haque Colleague at Idfc First Bank Mumbai, Maharashtra, India, India View → SN Swapnil Nilankar Swapnil Nilankar Colleague at Idfc First Bank Mumbai, Maharashtra, India, India View →
3 education records

Niranjan Kumar education

FAQ

Frequently asked questions about Niranjan Kumar

Quick answers generated from the profile data available on this page.

What company does Niranjan Kumar work for?

Niranjan Kumar works for IDFC FIRST Bank.

What is Niranjan Kumar's role at IDFC FIRST Bank?

Niranjan Kumar is listed as National Head - Personal loans ( sales and distribution ) at IDFC FIRST Bank.

Where is Niranjan Kumar based?

Niranjan Kumar is based in Bengaluru, Karnataka, India while working with IDFC FIRST Bank.

What companies has Niranjan Kumar worked for?

Niranjan Kumar has worked for Idfc First Bank, Barclays, and Citi.

Who are Niranjan Kumar's colleagues at IDFC FIRST Bank?

Niranjan Kumar's colleagues at IDFC FIRST Bank include Rahul P, Samarth Singh, Rajeswari Datta, Abhishek Saha, and Gurudutt Revankar.

How can I contact Niranjan Kumar?

You can use AeroLeads to view verified contact signals for Niranjan Kumar at IDFC FIRST Bank, including work email, phone, and LinkedIn data when available.

What schools did Niranjan Kumar attend?

Niranjan Kumar holds Fintech And Ai from Indian Institute Of Management, Kozhikode.

Find 750M verified contacts

Search by job title, company, industry, location, and seniority. Export verified B2B contact data when you need it.

People with similar names

Check these profiles if this is not the Niranjan Kumar you were looking for.

View similar profiles