*Researching and evaluating clients’ creditworthiness.*Creating credit scoring models to predict risks.*Approving or rejecting loan requests, based on credibility and potential revenues andlosses.*Calculate and set interest rates.*Evaluation of KYC.*Analysis Credit Risk*Credit Appraisal*Initial Login check KYC and all Financial Documents, of loan proposal documents*Well experienced in ConsumerBanking*In-depth understanding and Good Knowledge in Financial Accounting and Banking*Ability to work well with theTeam*Detailed data entry in FINONE software and scanning for customer & application andother documents for thecaseQuality control for detailed data entry of pre /post sanctiondocuments*Initiate CIBIL, FI, and FCU, reports document collection feedback report and follow upwith vendors to close on the same with in TAT*Collection all documents and Initiation such as Legal and Technical, Field Investigationto the Agencies and same Follow up reports with agencies with in theTAT.*Detailed check CIBIL and Existing loans of the Customer Repayment, DPD, Over dues,Error’s in Repayment and Past and Recent Enquires inCibil.*Preparing sanction letter including all sanction conditions and terms. Maintaininginternal database with credit risk &credit limit information. Handling loan disbursementprocess and checking loan documents ,charge creationetc.*Coordinating with sales, operations, trade, legal, technical and customer servicedepartments in order to ensure a satisfactory and a time bound lending to thecustomer.