Nitesh Kumar Email & Phone Number

New Delhi, Dl, In

Cards and Retail Retention StrategyP&L Modeling and Valuation

Data Science & Strategy - Merchant & Commercial Credit & Fraud RiskKey Responsibilities:- Exploring strategic opportunities to mitigate Merchant Credit and Fraud losses and reduce write-offs globally- Business product owner of application that analyses merchants’ submissions globally- Strategy consultant to market risk teams and Amex payment partners - Work with cross-functional teams-operations, risk, tech, marketing to implement ML solutions and analytical rules- Frequent case reviews of high default incidents to understand nature of lossesAchievements:- Developed and implemented first version of Merchant Default ML model - usage across default, underwriting, commercial- Set up risk metrics for the merchant portfolio to capture default trends and create loss provisions- Implemented Fraud Risk ML model at point of sale for Prepaid Card portfolio

Bangalore

Strategy & Operations:Optimization of returns process for India market to reduce reverse leg losses:- Identified reduction in losses for failed returns of delivered items and undelivered items by improving reverse leg operations and recommending insurance and carrier/packaging changes - Initiated cross-functional alignment with reverse logistics, CS operations, category teams to implement action plan

Gurgaon, India

Analytics and Product: - Built & implemented optimization models for vehicle scheduling, route sourcing & ETA prediction- Set up unit level metrics and reporting structures to improve operational efficiency & reduce service response time- Conceptualized consumer funnel for user acquisition which improved Install to Booking conversion by 30%- Driver Application: Implementation of features - trip management, boarding detection, performance & incentive card, offline GPS collection - Designed and implemented internal operation management dashboard for quicker resolution of ground and customer operations

Analytical Modeling and Consulting - Pharmaceutical domainGTM strategy for a leading US pharma client:- Developed ML models to predict sales volume for newly launched drug using retro market/competitor trends- Sales force and promotional teams optimization in US territories based on forecast, market share & potentialDigital Promotions Effectiveness for a US bio-pharmaceutical company:- Evaluated the effectiveness of various digital marketing channels used by the firm- Showcased changes in future promotional expenditures using regression models for all digital channels- Recommendations on which digital channels to emphasize/discontinue or to increase/decrease future spending

Gurgaon, India

Analytical Modeling and Consulting - Pharmaceutical domain

Mumbai Area, India

Project 1: Optimization of 4 stage Outbound Supply Chain network of Tata Steel Global Wires, IndiaHandled supply chain for distribution of goods from plants to 33 distributors to over 6000 retailer sites; managed optimal inventory levels in warehouse to reduce overall supply chain costs.Reduced total distribution costs of finished goods by over INR 7 lakhs/month.Proposed restructuring of supply chain distribution channel in Rajasthan saving INR 3 lakhs/month.Project 2: Vehicle Routing ProblemSolved the routing problem for Tata Wires in the 12 cities in the state of Rajasthan saving 2300kms in transportation.

Nam-Gu, Ulsan, Korea

Internship in the Design Engineering Lab, Ulsan National Institute of Science and Technology, South KoreaProject Title: Analysis of Affordances and Human - Machine Cooperative Manufacturing System- Developed the mathematical model for analysing human affordances in Automated Manufacturing- Fabricated and demonstrated shop floor activities through command controlled equipments: Material Handler, Transporter, Robots and AGV controllers.

Master Of Business Administration - Mba

Activities and Societies: Product Management & Technology Club, RTERC, Prayaas

Exchange Term - Fall Semester, Masters In Management

Bachelor'S Degree, Industrial Engineering

Activities and Societies: Core Organizing Team Member - Optima, Secretary of the Nehru Hall of Residence, NSS member

Intermediate Class Xii (Cbse), Physics, Chemistry, Maths

Activities and Societies: Scholar Badge Awardee | All India rank of 97 (AIR 47 in Physics) in the National Science Talent Search Examination

High School Class X (Icse), Science

Activities and Societies: School Rank 2