Noel Murphy

Noel Murphy Email and Phone Number

Experienced relationship director and credit underwriter @ BACB plc
united kingdom
Noel Murphy's Location
London, England, United Kingdom, United Kingdom
Noel Murphy's Contact Details

Noel Murphy personal email

n/a
About Noel Murphy

I am a multi-skilled Business Developer, Portfolio Manager, Risk manager, Senior Credit Underwriter, Business Transformation leader; and formerly Trustee Director and Chair of Governance of a billion pound pension scheme.I have 34 years banking experience, firstly with Allied Irish Bank (GB) and latterly with Cynergy Bank; working in Britain, Northern Ireland and Ireland, across Property Finance, Business Banking, Corporate Banking, Risk, Credit Underwriting, Compliance and Business Transformation. As a leader, business developer, and portfolio manager, I successfully delivered strong customer service and achieved financial goals. I focus on goals that can be accomplished, am prompt and task-orientated, excelling at time management and meeting expectations. When leading, I am flexible and vary approachable. I am an Analytical/Structured thinker: am clear, logical and methodical. I approach tasks rationally and reach decisions based on data, research and proof. I am organised, efficient, results-orientated and structured. I am calm, thoughtful, inquisitive and reserved, maintaining confidential information easily.In my last role AIB I have restructured and grew a Real Estate loan portfolio, taken on and delivered for new business introducers, have achieved and exceeded finacial targets in 2019 and 2020 and have received the highest performance rating. At Cynergy Bank I work as a business developer in Property Finance seeking out lending opportunities and getting million pound loans approved for new-to-bank clients.

Noel Murphy's Current Company Details
BACB plc

Bacb Plc

View
Experienced relationship director and credit underwriter
united kingdom
Website:
bacb.co.uk
Employees:
107
Noel Murphy Work Experience Details
  • Bacb Plc
    Associate Director Real Estate
    Bacb Plc Feb 2023 - Present
    Mansion House, London
    I am delighted to have joined the Real Estate team at BACB.
  • Cynergy Bank
    Relationship Director
    Cynergy Bank Jan 2022 - Oct 2022
    27-31 Charlotte Street, London W1T 1Rp
  • Allied Irish Bank (Gb)
    Head Of Business Banking Real Estate Finance, Gb South
    Allied Irish Bank (Gb) Nov 2018 - Feb 2022
    Berkeley Square, Mayfair, London
  • Allied Irish Bank (Gb)
    Trustee Director
    Allied Irish Bank (Gb) Jun 2000 - Feb 2022
    London, United Kingdom
    Trustee Director of UK defined benefit pension scheme (closed): Billion pound balance sheet entity with 3,000 members.
  • Allied Irish Bank (Gb)
    Director, Corporate Banking - Real Estate Finance
    Allied Irish Bank (Gb) Sep 2016 - Nov 2018
    St Helens, Undershaft, London
    Leading engagement with Corporate Real Estate clients to deliver optimum funding proposals
  • Allied Irish Bank (Gb)
    Head Of Relationship Model - Business Transformation Retail Branch Network
    Allied Irish Bank (Gb) Aug 2014 - Sep 2016
    Gray'S Inn Road, London
    Leading the business transformation programme redesigning the customer proposition across the GB retail branch network.
  • Allied Irish Bank (Gb)
    Senior Credit & Risk Manager
    Allied Irish Bank (Gb) Jan 2011 - Aug 2014
    London, United Kingdom
    Personal lending discretion level of £15m (secured): Assessing and making credit decisions and recommendations on personal and business loan and provision applications. Leading a team of underwriters engaging with retail colleagues and directing the GB credit strategy to achieve loan growth and credit quality targets. Represented the UK Division on Group projects and interacted with external professionals as and when required. UK Credit Committee quorum member – discretion level £25m - £60m
  • Allied Irish Bank (Gb)
    Senior Credit & Risk Manager
    Allied Irish Bank (Gb) Jul 2009 - Dec 2010
    London, United Kingdom
    Deputy team leader of credit quality assurance review team. Responsibility for undertaking (and leading) branch and lending unit credit quality reviews within the UK division (GB & Northern Ireland, incorporating First Trust Bank).
  • Allied Irish Bank (Gb)
    Senior Credit & Risk Manager
    Allied Irish Bank (Gb) Jan 2009 - Jun 2009
    Belfast, United Kingdom
    Assigned as part of specialist investigation team, sent from London by the MD to support the Credit function of First Trust Bank (FTB). Assisted the FTB credit underwriting function as a Business Banking Credit Manager, exercising a personal discretion of £2m to review all loan applications in the portfolio and identify any potential impairment charges. Established clear lines of communication with the Business Unit Leaders.
  • Allied Irish Bank (Gb)
    Senior Bank Manager
    Allied Irish Bank (Gb) Jan 2006 - Dec 2008
    Ealing & Wembley, London
    Deputy Branch Manager and Acting Senior Manager with responsibility for loan portfolio growth, customer relations and development, credit management and control. Managerial and HR responsibility for branch staff.
  • Allied Irish Bank (Gb)
    Credit Manager
    Allied Irish Bank (Gb) Sep 2000 - Nov 2005
    Uxbridge, London
    Lending Manager with responsibility for portfolio of branches exercising a personal discretion of £2m to review all loan applications within my discretion, and for onward presentation to higher discretion levels up to and including Group Credit Committee level.
  • Allied Irish Bank (Gb)
    Senior Bank Official - Assistant Manager
    Allied Irish Bank (Gb) Jun 1995 - Aug 2000
    Kilburn, London
    Junior management retail branch banking duties and responsibilities for general branch banking duties customer service and junior staff management.
  • Aib
    Bank Official
    Aib Jun 1989 - Jun 1995
    Dublin, Ireland
    Joined Allied Irish Bank.Worked in four retail branches in Dublin before being transferred to branch operation in London.Completed University degree at night school in UCD

Noel Murphy Skills

Banking Financial Risk Risk Management Leadership Commercial Lending Credit Underwriting Financial Services Portfolio Management Credit Analysis Change Management Financial Analysis Equities Governance Asset Management Business Transformation Trustee Pensions Board Level Industrial Relations People Management People Development

Noel Murphy Education Details

Frequently Asked Questions about Noel Murphy

What company does Noel Murphy work for?

Noel Murphy works for Bacb Plc

What is Noel Murphy's role at the current company?

Noel Murphy's current role is Experienced relationship director and credit underwriter.

What is Noel Murphy's email address?

Noel Murphy's email address is noel.j.murphy@aib.ie

What schools did Noel Murphy attend?

Noel Murphy attended University College Dublin, St Joseph's Cbs, Fairview, Dublin.

What skills is Noel Murphy known for?

Noel Murphy has skills like Banking, Financial Risk, Risk Management, Leadership, Commercial Lending, Credit Underwriting, Financial Services, Portfolio Management, Credit Analysis, Change Management, Financial Analysis, Equities.

Who are Noel Murphy's colleagues?

Noel Murphy's colleagues are Michael Ramkin, Geoff Duncanson, Tauane S., Jordan Austen, Ahmed Sarkez, Adrian Powell, James Bailey.

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