Norbert Schmidt

Norbert Schmidt Email and Phone Number

Executive Vice President and Director of Cadence Business Finance at Cadence Bank, N.A. @ Cadence Bank, N.A.
Norbert Schmidt's Location
Cumming, Georgia, United States, United States
Norbert Schmidt's Contact Details

Norbert Schmidt work email

Norbert Schmidt personal email

n/a
About Norbert Schmidt

As Executive Vice President and Director of Cadence Business Finance, I oversee the strategic development, growth and profitability of customized asset-based financing solutions. My role provides oversight to the Cadence Business Finance team. We work with middle market companies to leverage a broad range of assets - working capital assets, such as accounts receivables and inventory, and longer-term assets comprising machinery, equipment and real estate, to fund future growth. Cadence Business Finance also provides customized solutions to specialty finance companies in industries such as equipment financing, insurance premium financing, specialty asset-based lending and factoring, as well as merchant cash advance. Our trusted team of advisors support a broad range of business situations, including growth, warehouse facilities, acquisitions, and restarts. Cadence Business Finance is committed to support the long-term growth of middle-market businesses and asset-based lenders through flexibly structured financial solutions. This flexibility allows clients focus on their strategic and financial priorities, knowing that liquidity will be there when needed. Our ability to deliver financing in a responsible, secure and experienced manner has earned us recognition as growth capital and turnaround experts.Cadence Bank, a $52 billion regional bank with over 400 branch locations in the Southwest and Southeast. Cadence Bancorporation (NYSE: CADE), is headquartered in Houston, Texas.

Norbert Schmidt's Current Company Details
Cadence Bank, N.A.

Cadence Bank, N.A.

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Executive Vice President and Director of Cadence Business Finance at Cadence Bank, N.A.
Norbert Schmidt Work Experience Details
  • Cadence Bank, N.A.
    Executive Vice President And Director Of Cadence Business Finance
    Cadence Bank, N.A. Feb 2020 - Present
    Atlanta, Georgia, United States
  • Alostar Bank Of Commerce
    Director - Team Leader - Portfolio Management
    Alostar Bank Of Commerce Mar 2013 - Feb 2020
    Greater Atlanta Area
    • Develop staff through secured lending credit training and situational awareness through practical opportunities within the portfolio. Specific attention to aligning talent, personalities, and workflow to maximize organizational efficiencies.• Ensure alignment between the customer’s capital structure and their operational and strategic objectives. This includes an analysis of the working capital cycle to evaluate bottlenecks or opportunities to reduce the amount of capital employed.• Further developed underwriting analysis and presentation tools to saliently discuss objective data to support credit requests and achieving a high level of customer service.
  • Alostar Bank Of Commerce
    Director - Team Leader - Underwriting
    Alostar Bank Of Commerce Dec 2012 - Feb 2020
    Greater Atlanta Area
    • Managed a team of underwriting professionals, responsible for moving the deal from “prospect” to “closed and funded”.• Developed staff to efficiently address key credit issues and provide structural modifications towards win-win solutions.• Created winning deal team presentations to customers by quickly understanding the prospective client’s business and credit needs while maintaining a strong, competitive and profitable product.
  • Alostar Bank Of Commerce
    Vice President
    Alostar Bank Of Commerce Jul 2011 - Feb 2020
    Greater Atlanta Area
    • Utilizing a Team Approach: designed and implemented a de novo Commercial Finance platform focusing on strong customer support and innovative financial products.• Analyzed and managed existing customer relationships focusing on maintaining a strong value proposition.• Developed workout strategies and negotiated with defaulted borrowers to improve the loan structure and accelerate repayment in a stressed environment. • Prepared comprehensive regulatory reporting instruments to both internal and external constituants in a Loss Share environment.
  • Rbs Business Capital
    Vice President
    Rbs Business Capital Jan 2011 - Jul 2011
    Atlanta, Georgia, United States
    Senior Underwriter/Lead Arranger• Managed all aspects of due diligence by engaging and directing auditors, financial consultants, appraisal firms, and legal counsel to evaluate a prospective customer’s risk profile.• Led relevant deal team meetings focused on building a comprehensive credit solution while proactively addressing key risk areas. This includes written and verbal follow-up with key decision makers to minimize bottlenecking.
  • Textron Financial
    Vice President - Senior Special Assets Officer
    Textron Financial May 2009 - Jan 2011
    Vice President - Senior Special Assets Officer (May 2009) • Key member of an executive team created in May of 2009 to manage high risk and/or materially defaulted loan facilities. • Developed workout strategies and negotiated with borrowers to improve the loan structure and accelerate repayment in a stressed environment. • Facilitated liquidations utilizing both internal and external professionals including turnaround professionals, liquidators, and legal counsel. • Exceeded management’s timeline by developing and implementing strategies to quickly exit these relationships while maintaining or improving the risk profile.
  • Textron Financial
    Senior Account Executive
    Textron Financial Jun 2006 - May 2009
    Senior Account Executive (2006 through May 2009) • Managed a portfolio of mid to high risk asset based accounts to ensure customer satisfaction while maintaining a sound credit structure. • Analyzed the ongoing operational performance of the portfolio to identify key credit risks and evaluate the strength of repayment sources.
  • Textron Financial
    Senior Underwriter
    Textron Financial Jul 2003 - Jun 2006
    Senior Underwriter (2003 through 2006) • Managed all aspects of due diligence by engaging and directing auditors, financial consultants, appraisal firms, and legal counsel to evaluate a prospective customer’s risk profile.
  • Guaranty Bank
    Vice President - Loan Officer
    Guaranty Bank May 2001 - Jul 2003
  • Cit
    Assistant Vice President – Account Executive & Underwriter
    Cit Jan 2000 - May 2001
  • Conseco / Greentree Financial
    Assistant Vice President – Account Executive & Underwriter
    Conseco / Greentree Financial Oct 1997 - Dec 1999
  • Bank One
    Senior Field Examiner
    Bank One Mar 1995 - Oct 1997
  • Bank Of America (Formerly Continental Bank)
    Field Examiner
    Bank Of America (Formerly Continental Bank) Jun 1993 - Mar 1995

Norbert Schmidt Skills

Portfolio Management Credit Commercial Lending Loans Financial Analysis Asset Based Lending Due Diligence Credit Analysis Finance Financial Modeling Commercial Banking Middle Market Banking Financial Services Corporate Finance Underwriting Credit Risk Management Negotiation Commercial Finance Factoring Small Business Lending Financial Risk Lines Of Credit Structured Finance Capital Structure Financial Structuring Cash Flow Trade Finance Leveraged Finance Cash Flow Lending

Norbert Schmidt Education Details

Frequently Asked Questions about Norbert Schmidt

What company does Norbert Schmidt work for?

Norbert Schmidt works for Cadence Bank, N.a.

What is Norbert Schmidt's role at the current company?

Norbert Schmidt's current role is Executive Vice President and Director of Cadence Business Finance at Cadence Bank, N.A..

What is Norbert Schmidt's email address?

Norbert Schmidt's email address is ns****@****ank.com

What schools did Norbert Schmidt attend?

Norbert Schmidt attended Bethel University.

What skills is Norbert Schmidt known for?

Norbert Schmidt has skills like Portfolio Management, Credit, Commercial Lending, Loans, Financial Analysis, Asset Based Lending, Due Diligence, Credit Analysis, Finance, Financial Modeling, Commercial Banking, Middle Market.

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