I think of myself as a problem solver. At NBG, we solve problems for many issues that companies and business owners face every day. Those issues include: recruiting, rewarding and retaining key employees; correcting deficiencies in current benefit plans; Bank Owned Life Insurance (BOLI) and Corporate Owned Life Insurance (COLI) programs and reviews; asset repositioning; assisting the business owner get the most out of their business and its ultimate transfer.I also think of myself as a relationship builder. The philosophy at NBG is pursuit and sustainability of meaningful relationships. When financial professionals and insurance producers partner with us, we become their back office. Regardless of the size of their organization, what we bring to each relationship is essentially the same: • Education on plan structures• Access to unique products • Prospect identification • Custom solutions with boutique services for their clients. The tools and support we provide our partners allows them to continue to stay focused on their core practice while simultaneously adding products, services, and additional revenue. And they’re always assured their client remains their client.Are any of your clients currently in one of these situations?• They’re noticing highly-compensated employees failing the discrimination test in their current 401(k) plans or have expressed interest in deferring more income, in addition to their 401(k) plan, on a pre-tax/tax-deferred basis without limitations.• A business owner is looking to retire within the next 10 years, what is to become of their business when they’re ready to retire? Do they have somebody qualified to transition the business to?Do they have key employees that contribute to the success of the company or would be hard to