Norma Alicia Young, Cams, Cfe, Cissp, Ncbso Email & Phone Number

Washington, Dc, Us

Washington D.C.

Washington D.C.

Washington, United States

Coordinate regulatory examinations and independent audits. Perform periodic reviews and updates of the existing policies and procedures in the AML/CFT compliance program with relevant laws and regulations. Update the annual Credit Union’s AML/CFT risk assessment. Periodically reassess risk-rating criteria by closely monitoring high-risk customers. Conduct internal audits for CIP, CDD/EDD, and OFAC adherence. Thoroughly analyze alerts, cases, and suspicious activity report filings in a timely manner. Monitor alerts generated on customer transaction, such as those from analytic software, as well as referrals from line of business staff. Maintain meticulous records detailing actionable intelligence provided to FinCEN and law enforcement. Respond quickly to all lawful requests for information regarding suspicious activity, while preserving confidentiality and safe harbor. Develop and conduct BSA and CDD/EDD training.

Washington Dc

Washington Dc, United States

Provided staff with day-to-day compliance assistance, including the research and completion of regulatory questions/requests. Screened OFAC alerts for potential violations of sanctioned countries and specially designated nationals and blocked persons. Periodically reassessed risk-rating criteria by closely monitoring high-risk customers. Conducted internal audits for CIP, OFAC adherence. Thoroughly analyzed alerts, cases, and suspicious activity report filings in a timely manner. Monitored alerts generated on customer transactions, such as those from our analytic software, as well as referrals from the line of business staff. Maintain meticulous records detailing actionable intelligence provided to FinCEN and law enforcement. Respond quickly to all lawful requests for information regarding suspicious activity, while preserving confidentiality and safe harbor. Responsible for new hire BSA training.

Montgomery County, Maryland Area

Conducted financial fraud and internal crime investigations in multiple regions (via computer database review, interviews, review of camera surveillance videos, and interaction with peer financial institutions). Established methods of obtaining, preserving, and presenting evidence that conforms to Rules of Evidence statutes. Testified in court regarding investigation activities, serving as an expert witness and subject matter expert in criminal and civil litigation proceedings. Liaison with federal, state, and local law enforcement agencies on fraud-related matters. Assisted in the development of the Fraud Prevention Program for credit union employees. Completed all SARs in a timely manner to meet all regulatory deadlines. Identified and eliminated vulnerabilities in control processes. Conducted annual staff and Board of Director robbery training.

Yuma, Arizona Area

Assisted the Criminal Investigative Division’s investigative team in white collar crime investigations. Analyzed formal documents (including bank statements and credit card statements) and ordinary documents, preserving chain-of-custody of evidence at all times. HIGHLIGHTS:★ Developed and maintained high level of communication with fraud investigators and loss prevention professionals, victims, and financial representative to accomplish 2 successful prosecutions.★ Assigned multiple duties for a cold case homicide. Conducted interviews with witnesses, reviewed autopsy finds. Researched persons of interest utilizing LEADs online, CLEAR, and public source websites.

Multiple Locations

Prospected for clients through networking and referrals. Developed and maintained long-term relationships with clients. Provided new account and customer lending products, including home equity, consolidation, auto/boat, and motorcycle loans. Expanded knowledge and skills through ongoing professional development. Provided excellent customer service to our A+ clientele by the seamless delivery of service, sales and/or fulfillment request by understanding the client needs and recommending the appropriate products and services available to develop, deepen or retain relationships. Refer clients to the appropriate line of business for products not supported. Solve problems and investigate/resolve a wide variety of issues and requests that include gathering additional information, setting expectations and working with other support organizations to fulfill the request. When necessary I handled escalated issues by successfully navigating the organization to resolve customer request. Documented factual information in compliance with the latest governmental regulations by requesting supporting documentation and information gathered through the interview process.HIGHLIGHTS:★ Gained extensive knowledge in banking rules, laws and regulations, ensuring compliance with internal controls, operational procedures, and risk management policies. ★ Strengthened understanding of investment and banking products, policies, and procedures, using knowledge to provide the best solutions for clients.

Bs, Summa Cum Laude, Professional Security Studies, Concentrations In National, Corporate, And Information Assurance; And Cyber Security, 4.0/4.0

Activities and Societies: The National Dean’s List NJCU University AchieverPresidential Scholarship recipient, University Academic.

Associate Of Science (A.S.), Criminal Justice/Law Enforcement Administration, 4.0/4.0

Activities and Societies: Phi Theta Kappa, National Dean's List, Graduate with DistinctionEnhanced member of Phi Theta Kappa.