As an independent Financial Management Consultant, I leverage nearly a decade of experience in financial operations, reporting, budgeting, and process automation to help companies across diverse industries—including hospitality, commercial real estate, F&B, banking, and FMCG—achieve financial transformation. My expertise spans IFRS-compliant reporting, data-driven analysis, and cost optimization, consistently delivering measurable improvements in profitability, operational efficiency, and financial governance.• Cost Optimization: Developed and implemented strategies that significantly reduced operational costs, transforming financial performance across business units.• Financial Reporting Excellence: Enhanced IFRS reporting processes, improving accuracy and supporting robust financial oversight for management teams.• Automation and Efficiency: Increased reporting and budgeting efficiency by automating key processes using Excel VBA, Power BI, and SQL, which enhanced decision-making and streamlined workflows.• Process Improvement: Led initiatives to optimize financial workflows, driving higher accuracy and ensuring regulatory compliance.• Strategic Advisory: Advised executive teams on finance transformation, including restructuring reports and implementing purchasing controls, to strengthen financial insights and governance.

• Cost Optimization: Developed and implemented strategies that reduced direct costs by 65% across eight restaurants, turning loss-makers into profit-makers and achieving substantial annual savings.• Tax Compliance and Recovery: Conducted in-depth analysis of tax reporting issues, leading to the recovery of significant tax assets and preventing future tax losses.• Purchasing Policy Implementation: Established a purchasing policy with an order approval system, driving efficiency and achieving notable annual savings.• Supplier-Customer Reconciliation: Led a comprehensive reconciliation process, resulting in the recovery of significant funds and improving financial control.• Financial Operations Management: Oversaw day-to-day financial operations, including accounting systems and reporting, and developed key registers and policies for invoices, contracts, receivables, and fixed assets to enhance operational accuracy and efficiency.• Enhanced Payment Processing: Collaborated with a payment processing company to enable online payments, including Apple Pay and Google Pay, improving cash collection control, efficiency, and customer satisfaction.• Month-End Closure and Compliance: Implemented month-end closure procedures, electronic document archiving, and accounting policy adherence, streamlining processes and ensuring regulatory compliance.• Chart of Accounts Restructuring: Redesigned the chart of accounts to meet detailed management reporting needs, enhancing financial insights and supporting more informed decision-making.

• Introduced budgeting processes, leading to a reduction of more than 30% in unnecessary costs while maintaining stable revenue levels.• Introduced a revenue stream-based P&L statement for Hotel, F&B, and Office Rent, enhancing cost identification and leading to a 15% increase in profitability through reduced expenses.• Prepared annual IFRS financial statements, enhancing decision-making and contributing to a 40% increase in reporting accuracy.• Managed external auditor relations and handled audit requests, resulting in a 25% reduction in audit completion time and improved financial reporting accuracy.• Automated most of the reporting and budgeting processes using combined Excel VBA, Excel Power Query, and SQL, reducing manual processing time by 60% and improving workflow efficiency.• Created dynamic dashboards using Excel, SQL, and Power BI, delivering a comprehensive overview of business and projects and achieving a 30% increase in reporting efficiency and insight.

• Controlled the company’s budget and conducted variance analysis, optimizing financial performance and achieving a 10% reduction in budget discrepancies.• Managed monthly IFRS-based reporting and rolling forecast budgets, achieving 98% accuracy in forecasts within three months and earning awards and high KPIs.• Managed relations with external auditors and led the month-end control process, ensuring timely and accurate financial reporting, which resulted in a smoother audit process and a 20% reduction in audit issues.• Prepared board presentations and conducted financial and operational analyses, including the annual operating plan and IFRS-compliantfinancial statements, leading to improved decision-making and strategic planning.• Successfully substituted for two employees and one department head under tight deadlines, demonstrating strong adaptability and effective management skills to maintain operational continuity and performance during their absence.

• Participated in the preparation and analysis of the Company's Annual Operating Plan and financial statements in accordance with IFRS, ensuring alignment with strategic objectives and enhancing financial transparency.• Controlled the company's budget, performed budget variance analysis, and assessed the profitability of marketing campaigns post- execution, leading to a 15% reduction in budget variances and a 10% increase in marketing ROI.• Conducted analytical reviews of financial statements, contributing to accurate and insightful financial reporting

• Developed a deep understanding of financial markets, FX deals, and asset liability management (ALM) through hands-on experience.• Prepared daily liquidity and interest rate balance statements, maturity gap and operational FX deal statements, directly reporting to the Director of Finance and Treasury.• Automated all daily reports in Excel, optimizing workload and improving efficiency by 30%.• Reporting to ALCO• Independently carried out tasks within three months, becoming a valuable asset to the bank without the need for supervision.