I work closely with Loan and Deposit Business Units as their trusted finance business partner. I liaise with heads and deputy heads of 8 business departments regularly, assisting with real-time support and analysis such as monthly performance reports, annual budget, and various value-added simulations and forecasts for their critical decision-making. Moreover, I was involved in multiple stages of product development such as creating Business Requirement Documents for new products and their UAT Testing.• Responsible for Loans and Deposit Value Centers (VC).• Prepare monthly performance reports along with Short Commentaries on variances.• Prepare annual departmental budgets and revised budgets.• Streamline Loan reporting from raw data to analysis by using Power BI tools and a checklist.• Collaborate with product owners in preparing new product Business Requirement Documents.• Work together with a UAT, and a tech team for Financial validation before new products launch.• Assist Head of Departments with ad-hoc analysis such as simulation and financial forecast• Support project teams preparing capital investment projects.

• Prepare monthly expense reports and analyses for the bank.• Prepare budget tracking for IT and Initiative projects• Conduct data analysis on various projects - Wave Money, ATM Transactions

I was the sole financial analyst at the digital division of the Yoma Bank. I report to the chief digital officer. I prepare financial KPIs for digital products. In our department, I work with the hire-purchase and digital credit teams. My responsibility is to prepare budgets and loan portfolio projections.I work with the Finance department's FP&A team to align our division plan. I also collaborate with the financial control team. Together I prepare the monthly provision and accrued interest of digital loans.I work on product pricing, transaction analysis, and deposit forecasts on an ad hoc basis. The tools I used are Excel, Power BI, Python, and Oracle’s BI software (OBIEE).• Responsible for the division’s weekly KPI presentation at the management meeting.• Conceptualize & develop annual budgets and financial plans for the division.• Prepare provision and accrued interest for the digital credit portfolio.• Work on various ad-hoc financial models to support the right management decision-making.• Deposit & Cost of Funds Forecasts, Transaction Analysis, Loan Portfolio Projection, CLV model.• Simplify complex problems of large data sets to extract non-obvious usage and insights.• Search and use new tools and methods to drive scalable analysis.• Develop relationships with key stakeholders in Sales, Finance, Operations, and IT across the HO.

I prepare business valuation models for the chairman. I analyze investment proposals submitted to him by product managers and made a model. I build a full set of financial statement projections and forecast the investment returns using discounted cashflow valuation methods such as NPV, IRR, and Payback Period.I lead the corporation-wide SAP B1 ERP software implementation as a project manager. I supported all the business unit's heads and finance managers. I use SQL to query financial data.• Initiate business development opportunities and study the feasibilities of a new venture.• Research and develop financial models and business analysis on a new project investment decision.• Spearheaded SAP B1 ERP system implementation and training as a Project Manager• Work with SAP foreign consultants in corporate-wide business process auditing.• Develop SQL query for customized ad hoc reports for chief accountants of various business units.• Assist Corporate finance controller in compiling standard and special-request analysis reports via SAP.• Coordinate with the IT team to support SAP users in daily operations.

• Managed 40-seat food canteen.• Prepared sales reports, monthly financial statements and analysis.• Supported General Manager of Embassy Compound running daily operation.

• Managed day to day operation & staffing.• Cut cost and drive sale growth.

• Presented and sold products and services to retailers and end-users.• Negotiated with the product manager on sale products identified as slow-moving in the market.• Developed & modernized our marketing plans together with the team.