Oscar Orejel Email & Phone Number

Portland, Oregon Metropolitan Area

• Negotiate property acquisitions with landowners, from prospecting through closing, including development and implementation of negotiations strategy, and development, review, interpretation and monitoring of contracts and related documents.• Evaluate, prioritize, and conduct targeted outreach to private landowners, educate landowners about the organization’s mission and goals, cultivate willing sellers, and be responsive to new opportunities and community questions.• Study real estate market trends, understand market dynamics and land use limitations or opportunities, conduct market analysis, and develop defensible estimations of fair market value.• Conduct site visits on properties that are often rural, heavily forested, and/or have difficult terrain, either alone or together with landowners.• Maintain updated knowledge of legal requirements, regulations and bills.• Coordinate with legal staff to conduct due diligence processes prior to closing.• Coordinate between planning and design staff and local agency partners to identify desired trail easement areas based onsite constraints.• Work regularly with administrative, legal, and technical staff, committees, contractors, and consultants to facilitate natural area or trail acquisition or further department goals.• Coordinate and/or develop agreements with external partners (e.g., local jurisdictions, planning agencies, transportation departments, non-governmental partners and other park and trail providers) to facilitate park, natural area, and trail acquisition.

Portland, Oregon, United States

-Develop and implement marketing plans that promote loan or bond programs-Make, secure, and close loan or bond transactions -Build trusting and meaningful relationships with internal and external partners-Negotiate financing packages with borrowers-Meet with business and industry leaders to explain benefits of programs.-Analyze economic trends and targeted market sectors-Manage financial aspects of community development business investments. Evaluate development projects-Analyze financial statements and business plans to decide the finance mechanism; decide the ability to repay loans and meet collateral and other program requirements-Review public and private business finance programs and policies and recommend loan packages. Analyze risks in the transaction and develop plans to mitigate unacceptable risks -Provide consultation and advise loan applicants on interpretation of federal and state regulations governing loan and bond programs-Negotiate loan terms and documentation, and work with counsel on custom documentation packages. Assist applicants in establishing program eligibility and obtaining bond or loans-Serve as a primary resource person on public and private loan programs for Oregon businesses, banks, and other lending institutions and the bond community-Manage load advances for large project construction financing-Create and automate reporting and that provide insights at scale that informs and influences program decisions while ensuring data is accurate and current-Interpret and apply rules and regulations to loan service issues-Negotiate loan modifications and workouts, and settlement offers-Manage loan portfolio-Propose new legislation for the development or enhancement of loan and bond programs-Revise administrative rules to enhance program efficiency and effectiveness-Modify program procedures to conform to changes in legislation

Portland, Oregon Area

-Develop loan agreements/amendments. Consult with Oregon DOJ staff as needed to assure legal sufficiency-Discuss ability to repay loan and financial program requirements with applicants-Review disbursements request from borrowers to verify accuracy, eligiblity and non duplication of invoices and for compliance with state statues and federal regulations-Prepare internal documents for loan disbursement request for review approval and processing by DEQ Business Office-Develop and revise loan repayment schedules as necessary to address loan increases, amendments and other repayment conditions-Track repayments and coordinate repayment processing with Business Office-Calculate construction period interest and re-amortize when loan is fully disbursed and project is complete-Notify CWSRF manager about deliquent loan repayment and work with Oregon DOJ staff to determine best solution-Maintain electronic and paper files related to loan processing to ensure security and accuracy ofdocumentation and reporting-Serve as a CWSRF program financial expert on internal and external committees, task forces and work groups as requested

Covina, Ca

-Perform a wide variety of financial/accounting duties such as account receivables, accounts payables, bank reconciliation, cash flow analysis, financial statements and process payroll on a weekly basis-Originate and process residential/commercial loan and real estate transactions which includes qualifying borrowers/buyers, and extending credit to borrowers, ordering appraisal and property inspection and working with underwriter and closer and escrow to fund loan/real estate transaction within designated time frame-Reviewed and evaluated customers real estate requirements and provided insight on possible solutions while also providing risk rating -Created and automated reports that provided insights that informed and influenced business decisions by owners and ensured that data provided was accurate and current-Knowledgeable and experienced in procurement law, Federal and State regulations and statues

Covina, Ca

-Originated and processed residential loans which include qualifying borrowers/buyers, and extending credit to borrowers, ordering appraisal and property inspection and work with underwriter and closer to fund loan the transaction within designated time frameAnalyzed business and personal financial statements and tax returns, accounts receivable and payable agings, inventory reports, third party appraisal reports, and related material-Investigated all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches-Performed quality control review of loan files to ensure the documents are in compliance

Greater Los Angeles Area

-Analyzed complex legal real estate related documentation that included leases, financing/loan agreements, mortgage documents, partnership agreements, and corporate financial statements for relevant financial information that will impact the assignment-Built trusting and meaningful relationships with internal and external partners-Reviewed and evaluated customers real estate requirements and provided insight on possible solutions while also providing risk rating -Prepared various investor presentations which require strong attention to detail, solid skills in Excel and PowerPoint, and a keen understanding of the overall Company strategy-Grew sales by understanding buyers requirements; matched requirements to listings; showed properties; demonstrated benefits; relayed offers; suggested alterations; wrote contracts; created valuations models-Developed job knowledge by studying listings; visiting properties; participating in educational opportunities; reading professional publications; maintained personalnetworks; participated in professional and community organizations

Orange County, California Area

- Provides purchase requisitions and purchase orders for goods and services in a timely manner- Address inquiries relative to establishing new memberships and ensuring- Uncover Customer’s needs and provide effective solutions by recommending the specific products and services that will uniquely benefit them and establish long term business relationships- Monitor and control assigned cash drawer and negotiable items received and disbursed during daily transactions, identify payees and verify signatures - Audit transactions, documents, reports, procedures and methods completed by fellow service representatives for reliability, accuracy and completeness- Meet quarterly sales goals, Four time recipient of top producer award- Two time recipient of Service Excellence Award

Orange County, California Area

- Create valuation models for multi-family investments by utilizing sales comps and analyzing income, market trends, and cap rates for subject investment properties- Research properties, ownership information, and build database of prospective buyers and sellers in the market on behalf of senior investment broker- Assist marketing coordinator with developing marketing campaigns for listings- Maintain senior investment broker's transaction status tracking sheet- Cold call on behalf of senior investment broker to attract buyers for existing listings as well as prospecting for new clients- Draft correspondences for senior investment broker (letters, contracts, clients, correspondence)

- Process transactions accurately and quickly- Identify fraudulent or forged documentation and/or activity and report them to the respective supervisor- Ensure workstation is organized and equipped for the start of the business day, complete all work within the regular work schedule- Maintained own sales goals and status in achieving them- Identify customer's needs by effectively utilizing related and unrelated through conversation with clients and initiate the appropriate referral to the sales staff.- Performed basic inquiries relative to opening of accounts to ensure customer knowledge of account features

Bachelor Of Arts (B.A.), Business Administration, Emphasis In Finance

Activities and Societies: Recognized student leader for the CSUF College of Business and Economics, Executive Board Member of the CSUF.

Education record