Prior to joining St. James's Place, I had completed 12 successful years as a solicitor and was delighted to accept the invitation to join the prestigious St. James's Place Academy and diversify into financial services.Based in Warwickshire, I now help individuals, families and business owners around the UK to better understand their current financial situation and support and guide them to find solutions that are right for them now and for their future financial wellbeing.I will help you to:• untangle the mass of paperwork that you may not have the time or expertise to deal with,• answer all your financial questions in a clear way,• find the solutions that are right for you, your family or your business not just for now but for the future too, and• turn your plans into reality.I will exercise the highest level of care, honesty, integrity, and authenticity in everything that I do. I will take time to listen to you and understand what is important to you, your family or your business and, as a Chartered Financial Planner, I will use all my technical expertise and the expertise of St. James’s Place to find the solution that is right for you.As a parent and business owner myself, I understand the importance and challenges of planning a secure financial future for yourself, your family and your business and how those needs change and evolve over time.Areas that I can help with include:• Cashflow modelling.• Retirement planning.• Tax-efficient investment planning.• Inheritance Tax planning.• Protection - personal and family protection including reviewing your existing plans.If you would like an informal chat with no obligation, please feel free to connect with me on LinkedIn or send me an email at pam.kaur@sjpp.co.uk.