Amisha P. Email & Phone Number

United States

Tx

- Identify and resolve system errors that cause reporting issues- Reduce adverse action timeframe by 80%, from 30 days to 10 days- Assist LOs, LOAs, Processors, and Underwriters with compliance-related inquiries- Review withdrawn and denied loans for accurate action and action dates- Complete LAR information as per the CFPB guidelines - Review all new loans for initial disclosures and send to borrowers via Blend- Work closely with the Encompass administrator to identify… Show more - Identify and resolve system errors that cause reporting issues- Reduce adverse action timeframe by 80%, from 30 days to 10 days- Assist LOs, LOAs, Processors, and Underwriters with compliance-related inquiries- Review withdrawn and denied loans for accurate action and action dates- Complete LAR information as per the CFPB guidelines - Review all new loans for initial disclosures and send to borrowers via Blend- Work closely with the Encompass administrator to identify and resolve system errors that reduce errors on the LAR and departmental compliance reports Show less

Atlanta, Ga

- Analyze all new files for initial disclosures, LE, Mavent results to be sent to the borrower – confirm all information is accurate on 1003, GMI, SmartFees, AUS, MI, and 4506T- Assess compliance with regulatory requirements such as Reg B, Reg Z, TRID, ECOA, and HMDA/LAR- Order VOEs (written and verbal), VOR, VOM, VOD, and all prelim items (appraisal, title, transcripts, HOI, SSN Verification, payoff, FHA case number) for purchases and refinances- Request and review condo docs -… Show more - Analyze all new files for initial disclosures, LE, Mavent results to be sent to the borrower – confirm all information is accurate on 1003, GMI, SmartFees, AUS, MI, and 4506T- Assess compliance with regulatory requirements such as Reg B, Reg Z, TRID, ECOA, and HMDA/LAR- Order VOEs (written and verbal), VOR, VOM, VOD, and all prelim items (appraisal, title, transcripts, HOI, SSN Verification, payoff, FHA case number) for purchases and refinances- Request and review condo docs - Complete all QA and post-closing requests in a timely manner- Evaluate and submit all grant applications to FHLB-Atlanta- Primary QA Point-of-Contact for Compliance and HMDA- Create, revise, and update procedural documents for HMDA, sending initial disclosures, and Top of Mind/Surefire- Set-up and maintain LO CRM accounts in Surefire- Constructed Zillow Lead Engagement in Top of Mind/Surefire Show less

Atlanta, Ga

- Monitored department inbox and prioritize support with other team members- Analyzed data entry for errors and improper input that causes vendor mapping inaccuracies- Updated vendor workflow rules and audits to fit needs of the business unit - Built custom reports for improved pipeline management- Facilitated third party clients in set up and utilizing our web portal

Atlanta, Ga

- Prepared monthly Pipeline Management Reports in accordance with Reg B – reducing pipeline inconsistencies up to 40%- Primarily responsible for HMDA functions – including preparation of Statements of Credit Denial, annual LAR with FFIEC/geocode verification, and monthly CRA reports to submit to the CRA Officer- Reduced final action timeframe by 98%, from 30 days to 2 days- Monitored Compliance-HMDA email box – answer questions as necessary, take HMDA action on loans, request… Show more - Prepared monthly Pipeline Management Reports in accordance with Reg B – reducing pipeline inconsistencies up to 40%- Primarily responsible for HMDA functions – including preparation of Statements of Credit Denial, annual LAR with FFIEC/geocode verification, and monthly CRA reports to submit to the CRA Officer- Reduced final action timeframe by 98%, from 30 days to 2 days- Monitored Compliance-HMDA email box – answer questions as necessary, take HMDA action on loans, request additional information from LOs, LOAs, Processors, and Management as needed- Drafted, revised, reviewed and reformatted Fidelity Bank’s Bank Operating Procedures (BOPs) and Policies (POLs) for the Compliance Department as well as prepare them for submission to the CRA Officer and posting to FBM’s Intranet site Show less

Atlanta, Ga

- Communicate with clients to ensure a smooth and timely closing.- Maintain strong relationships with Loan Originators and Processors. - Verify conditions provided are thorough and complete.- Confirm ratios and data Input: Title/Property Taxes, Hazard Insurance, and CPL.

Irvine, Ca

- Deliver expedient service cited as key to consistently high customer satisfaction and a 40% increase in referrals.- Consistently commended for accurate and compliant lender approval packets facilitating volume growth and increased sales as well as a strong rapport with Sales, Operations, and Account Executives.- Lead and train teams of 10 assistants and processors to increase production, client and LO satisfaction.- Efficiently manage a pipeline of 75-90 active loan files – with a… Show more - Deliver expedient service cited as key to consistently high customer satisfaction and a 40% increase in referrals.- Consistently commended for accurate and compliant lender approval packets facilitating volume growth and increased sales as well as a strong rapport with Sales, Operations, and Account Executives.- Lead and train teams of 10 assistants and processors to increase production, client and LO satisfaction.- Efficiently manage a pipeline of 75-90 active loan files – with a variety of programs, parameters and eligibility guidelines.- Establishes and maintains compliance policies and procedures to comply with CA BRE, NMLSR, Investor/Lender, and HUD/FHA guidelines.- Prepare monthly, quarterly, and yearly NMLSR Call Reports, production and HDMA monitoring reports, and review with Management.- Organizes, assesses, and oversees all NMLSR licensing requirements, including CE, MU1, MU2, and MU4s.- Performs HR duties as required, including new hire training, background/license checks, employee contracts, initial hire paperwork, ensure all new hires are registered and current on all licensure requirements. Show less

Irvine, Ca

- Acts as a team lead for the new business processing team, assisting Agency Operations Management with distribution and production tracking. - Assists Agency Operations Management with training and developing New Business staff. - Processes, tracks, and completes all new business administrative tasks for the agency.- Processes new business applications for all lines of business, AOC transactions, and 10 day free looks. - Tracks new business and orders and follows-up on all new… Show more - Acts as a team lead for the new business processing team, assisting Agency Operations Management with distribution and production tracking. - Assists Agency Operations Management with training and developing New Business staff. - Processes, tracks, and completes all new business administrative tasks for the agency.- Processes new business applications for all lines of business, AOC transactions, and 10 day free looks. - Tracks new business and orders and follows-up on all new business requirements. - Examines various transactions and documents for correctness to ensure compliance with company guidelines and for recording purposes.- Analyzes and summarizes new business management reports and identifies trends/issues for the new business team and completes and maintains correspondence and compliance logs. Show less